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AI Summary

A luxurious villa with an area of 215 sq. m is located in picturesque Stoliv, just 5 meters from the azure sea. This exclusive four-bedroom home with spacious living areas will be the perfect place to live, offering unmatched comfort and breathtaking views from its private balcony.

VillasNo. 872

Villa in Stoliv No. 872

Stoliv · Bay of Kotor, Stoliv, Montenegro
€950,000
View: Sea view

Details

Area
215 m²
Land area
494 m²
Bedrooms
4
Bathrooms
3
Year built
2017
Parking
Yes
To sea
5 m
Price per m²
€4,419

Description

A villa is offered on the first line by the sea, in the village of Stoliv. The villa consists of four floors. The total area of the villa is 215 m2, on a plot with a total area of 494 m2. Layout:
-First floor: living room with kitchen and dining areas, toilet, and a large terrace offering a magnificent view of the Bay of Kotor.
-Second floor: two bedrooms, a bathroom, a storage room, and a stunning terrace.
-Third floor: a spacious living room, two bedrooms, a bathroom, a sauna, and a terrace.
-Fourth floor: a studio apartment with a bathroom and a large terrace.
Each floor has its own separate entrance. The villa is sold fully furnished and equipped with all necessary household appliances. The entire villa is equipped with an alarm system and video surveillance. There is a detached garage with an area of 21 m2. The plot has: kiwi, persimmon, figs, grapes, mandarins.

Amenities

Sea ViewAir conditioningParkingFirst lineGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€950,000
Property transfer tax
€49,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €27,000 (6% × 450,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€50,480
Estimated costs to purchase the propertyTotal: €1,000,480

Location

What's nearby

  • Groceries841 m
  • RestaurantKonoba Furešti513 m
  • Bus stop715 m
  • ATMPRVA Banka CG1.7 km
  • AirportTivat Airport7.6 km
  • PortLepetane2.4 km
  • Sea5 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€950,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,726/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,880/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,958/mo
Monthly payment
€4,389
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€665,000
Total interest€388,289
Loan amount
€665,000
Total interest
€388,289
Total payment
€1,053,289

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€950,000
€4,419/m²No. 872