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AI Summary

A luxurious 200 sq. m villa in picturesque Stoliv is located just 10 meters from the seafront, offering unmatched comfort and breathtaking views. The well-planned layout includes 4 cozy bedrooms, a spacious living room, a functional kitchen, and additional rooms, making this home an ideal place for coastal living.

VillasNo. 1395

Villa in Stoliv No. 1395

Stoliv · Bay of Kotor, Stoliv, Montenegro
€850,000
View: Sea view

Details

Area
200 m²
Land area
300 m²
Bedrooms
4
Bathrooms
3
Parking
Yes
To sea
10 m
Price per m²
€4,250

Description

A magnificent house on the first line with its own pontoon and a small sandy beach in Stoliv. A spacious house with garages on the ground floor and two residential floors. The house was completely reconstructed in 2011. The house is fully furnished: a German kitchen, Italian furniture, natural stone in the living room and on the staircase. The stairs in front of the entrance to the house and the balconies are marble. The house has a gym. On the ground floor there is a separate kitchen, dining room, living room with a fireplace, and a bathroom. On the second floor there is an office, three bedrooms, and a bathroom. The first and second floors have spacious terraces. In the yard there is a relaxation area, a barbecue, and a small garden with fruit trees. In front of the house there is parking for several cars.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€850,000
Property transfer tax
€43,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €21,000 (6% × 350,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€44,370
Estimated costs to purchase the propertyTotal: €894,370

Location

What's nearby

  • Groceries750 m
  • RestaurantKonoba Furešti456 m
  • Bus stop616 m
  • ATMPRVA Banka CG1.8 km
  • AirportTivat Airport7.4 km
  • PortLepetane2.3 km
  • Sea10 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 10 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€850,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,229/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,366/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,436/mo
Monthly payment
€3,927
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€595,000
Total interest€347,417
Loan amount
€595,000
Total interest
€347,417
Total payment
€942,417

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€850,000
€4,250/m²No. 1395