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AI Summary

A spacious commercial property with an area of 805 sq. m in picturesque Utjeha will be the ideal choice for implementing your investment project. The building with an impressive exterior has enormous potential and is located in one of Montenegro's most sought-after tourist destinations.

No. 2395

Land Plot No. 2395

Uteha · Bar Riviera
€786,000
View: Sea view

Details

Area
805 m²
Land area
805 m²
Price per m²
€976

Description

Land plot by the sea in Utjeha, Montenegro – the ideal place for your project

We offera unique land plotonthe first line of the seain the picturesque settlement ofUtjeha, one of the most beautiful corners of Montenegro. This is the ideal place for buildinga private villa, a mini-hotel, or a luxury residential complexwith a stunning view of the Adriatic Sea. The plot area is 805 m2.

Main advantages

First line– direct access to the sea, the possibility to arrange your own beach or a pier for a yacht.

Quiet and secluded area– ideal for living and relaxing away from the noise of tourist centers.

Investment appeal– high demand for renting and purchasing seaside property.

Picturesque nature– azure waters, rocky bays, and a mild Mediterranean climate.

About the location

Utjeha– a small, cozy resort on the coast of Montenegro, located between the towns of Bar and Ulcinj. It is known for its clean beaches, crystal-clear water, and peaceful atmosphere. Here, pristine nature and modern amenities blend harmoniously – cafes, restaurants, supermarkets, and all necessary infrastructure are within walking distance.

This plot isan excellent investment opportunityand a chance to create a unique project in one of the most sought-after regions of Montenegro.

Contact usfor more information and to arrange a viewing!

Amenities

Sea View

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€786,000
Property transfer tax
€39,160
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €17,160 (6% × 286,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€40,467
Estimated costs to purchase the propertyTotal: €826,467

Location

What's nearby

  • SchoolE-Gimnazija387 m
  • KindergartenFiksiklub409 m
  • Groceries124 m
  • PharmacyMogren30 m
  • HospitalDom zdravlja39 m
  • RestaurantCaffeine60 m
  • Bus stopCrvena zgrada263 m
  • ATMZapad Banka64 m
  • AirportTivat Airport15.8 km
  • PortMarina Budva1.1 km
  • Sea677 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€786,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,910/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,038/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,102/mo
Monthly payment
€3,631
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€550,200
Total interest€321,258
Loan amount
€550,200
Total interest
€321,258
Total payment
€871,458

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€786,000
€976/m²No. 2395