AI Summary

A modern studio in a new residential complex in Podgorica, with an area of 44 sq. m, will be the perfect choice for those who appreciate comfort and stylish urban interiors. A well-thought-out layout and high-quality exterior finishing of the building create an atmosphere of coziness and prestige in the very heart of Montenegro's capital. This is an attractive offer at EUR 203,000 for those looking for a functional space to live in or invest in real estate.

SaleResidential complexes#2068

LUMEN HOMES Residential Complex No. 2068

Podgorica · Central districts, Dr Vukašina Markovića 2, 81112 Podgorica, Montenegro
от203 000 €
View: Mountain view

Details

Area
44–155 м²
Bedrooms
0–3
Bathrooms
1–3
Year built
2022
Parking
Yes

Description

Comfortable living with style is what the LUMEN HOMES Residential Complex offers you in the quiet and cozy area of Podgorica.

An attractive location, immersed in the greenery of Kruševac Park on the horizon, and on the other side, the enjoyment of the sounds of the nearby Morača River — the perfect place for a comfortable and stylish life.

Layout options and number of floors:The residential complex offers a wide range of properties: from compact studios to spacious three-bedroom residences, located from the 1st to the 5th floor.

  • A two-bedroom apartment with an area of 63 m² on the first floor — the perfect balance of functionality and comfort
  • A range of exclusive two- and three-bedroom apartments with areas from 96 m² to 155 m²
  • All apartments are complemented by spacious terraces

The apartments are fully furnished and equipped with household appliances. Shops, shopping centers, beauty salons, theaters, and sports complexes are within walking distance.

Amenities

City viewMountain viewIntercomAir conditioningElevatorFully furnishedParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
203 000 €
Real estate transfer tax
7 150 €
4 500 € (3% × 150 000) + 2 650 € (5% × 53 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 825 €
Estimated costs to purchase the propertyTotal: 210 825 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€203,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,010/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,043/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,059/мес
Monthly payment
€938
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€142,100
Total interest€82,971
Loan amount
€142,100
Total interest
€82,971
Total payment
€225,071

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

203 000 €
№ 2068