AI Summary

A cozy 54 m² apartment in picturesque Muo is located just 70 meters from the azure sea. This stylish apartment with a separate bedroom, bright living room, and functional kitchen has everything needed for comfortable living or a profitable investment. It is the perfect place for those who dream of enjoying the sea breeze and the tranquility of the coast within walking distance of the water.

Residential complex in Muo No. 2420

Muo · Bay of Kotor
от220 920 €
View: Sea view

Details

Area
54–106 м²
Bedrooms
1–3
Bathrooms
1–2
Year built
2027
Parking
Yes
To sea
70 m

Description

Modern residential complex in the Bay of Kotor — harmony of style, nature, and comfort

This exquisite residential complex is located in one of the most picturesque corners of Montenegro — in the heart of the Bay of Kotor. The unique combination of contemporary architectural style, well-thought-out layouts, and panoramic views makes this project ideal both for personal living and for investment purposes.

Advantages of the complex:

• Spacious apartments with terraces and panoramic windows offering magnificent views of the bay, mountains, and the old town<br data-start="718" data-end="721" />• High-quality construction and finishing, with an emphasis on natural materials and modern engineering solutions<br data-start="833" data-end="836" />• A parking space is included in the price, as well as the possibility of mooring a boat at a private pier<br data-start="928" data-end="931" />• Just 100 meters to the equipped beach<br data-start="973" data-end="976" />• Convenient walking distance to the Old Town, restaurants, cafes, and attractions<br data-start="1064" data-end="1067" />• Safe, quiet, and prestigious location

The perfect combination for living and investment

The complex represents a rare opportunity to purchase property in a zone with limited development, where nature, history, and quality of life are in perfect balance.

Thanks to its location in the Bay of Kotor — a protected UNESCO World Heritage Site — property in this area is consistently in demand and has high rental potential.

Contact us to receive floor plans, a price list, and to arrange a personal viewing.<br data-start="1627" data-end="1630" />Life by the sea begins here.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
220 920 €
Real estate transfer tax
8 046 €
4 500 € (3% × 150 000) + 3 546 € (5% × 70 920)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs8 737 €
Estimated costs to purchase the propertyTotal: 229 657 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 70 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€220,920
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,099/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,135/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,153/мес
Monthly payment
€1,021
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€154,644
Total interest€90,296
Loan amount
€154,644
Total interest
€90,296
Total payment
€244,940

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

220 920 €
2420