AI Summary

A new residential complex in Kumbor, Herceg Novi, offers modern apartments with panoramic views of the sea, mountains, and city, just 300 m from the coast and close to the prestigious Portonovi resort. The project includes a swimming pool, gym, reception, elevator, parking, and property management company — an excellent choice for comfortable living and profitable investment.

Residential Complex in Herceg Novi No. 2622

Kumbor · Bay of Kotor
from350 000 €
View: Sea view, Mountain view, City view

Details

Area
48.56–63.61 м²
Rooms
2–3
Bedrooms
1–2
Bathrooms
1–2
Year built
2026
Parking
Yes
To sea
300 m

Description

We offer apartments in a new residential complex located in the city of Herceg Novi, with panoramic views of the Bay of Kotor, just a few minutes from the sea and the prestigious Portonovi resort.

The complex combines modern architecture, a high level of service, and a full resort-style infrastructure, providing comfort both for living and for investment.

Key features:

  • 1- and 2-bedroom apartments (1+1 and 2+1)
  • Distance to the sea: approximately 200–400 m
  • Areas: 48.56–63.61
  • The apartments are delivered with installed kitchen furniture (without appliances)
  • Completion date: June 2026

Additionally, a parking space can be purchased:

  • open-air — €10,000
  • in the underground garage — €30,000

About the complex:

The complex is located in the immediate vicinity of the elite Portonovi resort and the One&Only hotel, creating a premium environment and ensuring the high status of the property.

Special attention has been paid to infrastructure and resident comfort — the complex offers a full range of amenities typical of high-end hotels:

  • outdoor and indoor swimming pools for year-round use
  • modern fitness room
  • SPA area: Turkish hammam and sauna
  • lounge area and café for relaxation
  • children's playground
  • reception and 24/7 security
  • underground and outdoor parking
  • car lift to the garage
  • charging stations for electric vehicles
  • backup generator ensuring uninterrupted power supply

Location:

The complex is located in one of the most promising and rapidly developing parts of Herceg Novi:

  • Portonovi — within walking distance
  • beach — about 400 m
  • One&Only hotel — 150 m
  • Porto Montenegro — 20 minutes
  • Tivat Airport — 35 minutes
  • Dubrovnik Airport — 45 minutes

Nearby are restaurants, boutiques, schools, promenades, and all the necessary infrastructure for comfortable living.

Investment potential:

Thanks to its location near one of Montenegro’s most prestigious resorts and the limited development in front of the complex, the property has strong potential for value growth and for preserving sea views.

The complex is suitable both for living and for rental income. The management company provides rental support, including inclusion of apartments in the rental system, ensuring stable income and minimizing vacancy.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
350 000 €
Real estate transfer tax
0 €
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs832 €
Estimated costs to purchase the propertyTotal: 350 832 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€350,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,741/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,798/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,827/мес
Monthly payment
€1,617
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€245,000
Total interest€143,054
Loan amount
€245,000
Total interest
€143,054
Total payment
€388,054

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

350 000 €
2622