AI Summary

A luxurious 236 sq. m residence in a prestigious residential complex in Budva, just 20 meters from the azure Adriatic coast. These spacious 3-bedroom apartments perfectly combine exclusive comfort and proximity to the sea, offering a unique lifestyle in the heart of Montenegro.

Apartment in Zavala No. 1884

Budva · Budva Riviera
1 570 000 €
View: Sea view

Details

Area
236 м²
Bedrooms
3
Bathrooms
3
Floor
2/3
Year built
2014
Parking
Yes
To sea
20 m
Price per m²
6 653 €

Description

The apartments are located on the Adriatic coast within the Dukley residential complex, surrounded by picturesque landscapes: magnificent gardens with ancient pines, cypresses, and olive groves cover the entire Zavala peninsula. The complex is equipped with all amenities, private beaches, and unique restaurants serving international cuisine.

The apartment has a very convenient layout, consisting of 3 bedrooms, a spacious living room with a kitchen and dining area, 3 separate bathrooms, and a large spacious terrace with a superb sea view. The apartment is sold fully furnished and is completely ready for living.

Apartments in Dukley are a combination of luxury, comfort, and style with panoramic views of the Adriatic Sea.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
1 570 000 €
Real estate transfer tax
86 200 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 64 200 € (6% × 1 070 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs88 307 €
Estimated costs to purchase the propertyTotal: 1 658 307 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,570,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€7,810/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€8,065/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€8,194/мес
Monthly payment
€7,253
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,099,000
Total interest€641,699
Loan amount
€1,099,000
Total interest
€641,699
Total payment
€1,740,699

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

1 570 000 €
6 653 €/m²1884