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AI Summary

A luxurious 236 sq. m residence in a prestigious residential complex in Budva, just 20 meters from the azure Adriatic coast. These spacious 3-bedroom apartments perfectly combine exclusive comfort and proximity to the sea, offering a unique lifestyle in the heart of Montenegro.

ApartmentsNo. 1884

Apartment in Zavala No. 1884

Budva · Budva Riviera
€1,570,000
View: Sea view

Details

Area
236 m²
Bedrooms
3
Bathrooms
3
Floor
2/3
Year built
2014
Parking
Yes
To sea
20 m
Price per m²
€6,653

Description

The apartments are located on the Adriatic coast within the Dukley residential complex, surrounded by picturesque landscapes: magnificent gardens with ancient pines, cypresses, and olive groves cover the entire Zavala peninsula. The complex is equipped with all amenities, private beaches, and unique restaurants serving international cuisine.

The apartment has a very convenient layout, consisting of 3 bedrooms, a spacious living room with a kitchen and dining area, 3 separate bathrooms, and a large spacious terrace with a superb sea view. The apartment is sold fully furnished and is completely ready for living.

Apartments in Dukley are a combination of luxury, comfort, and style with panoramic views of the Adriatic Sea.

Amenities

Sea ViewIntercomAir conditioningFully furnishedParkingTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,570,000
Property transfer tax
€86,200
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €64,200 (6% × 1,070,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€88,325
Estimated costs to purchase the propertyTotal: €1,658,325

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten552 m
  • GroceriesBest520 m
  • PharmacyHerbora596 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala256 m
  • ATM768 m
  • AirportTivat Airport17.6 km
  • PortMarina Budva1.5 km
  • Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,570,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€7,810/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€8,065/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€8,194/mo
Monthly payment
€7,253
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,099,000
Total interest€641,699
Loan amount
€1,099,000
Total interest
€641,699
Total payment
€1,740,699

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,570,000
€6,653/m²No. 1884