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AI Summary

A cozy 55 m² apartment is located just 120 meters from the azure coast of Tivat. Stylish modern one-bedroom apartments are ideal both for a comfortable stay and for a profitable investment in a premium location in Montenegro.

ApartmentsNo. 2079

Apartment in Tivat No. 2079

Tivat · Bay of Kotor
from€412,000
View: Sea view

Details

Area
55–128 m²
Bedrooms
1–3
Bathrooms
1–2
Year built
2024
Parking
Yes
To sea
120 m

Description

We present to you the new residential complex “Elefante-11”, one of the most well-known projects in Tivat.

The apartments in this complex are fully furnished and equipped with household appliances

The area of the garage space in the underground parking ranges from 18 to 22 square meters and is additionally paid at a price of 22,500 euros.

The penthouse has an internal area of 128 sq.m, including 2 balconies (5 m2 and 10.5 m2), as well as a 87 sq.m terrace and a 123 sq.m rooftop terrace.

Only high-quality materials were used in the construction of this complex.

The location is as convenient as possible: it is only a few minutes’ walk from the city center and the Porto Montenegro marina, and the sea is literally two hundred meters away. Nearby there is all the developed infrastructure, including shops, cafes, and restaurants.

Amenities

City viewMountain viewSea ViewAir conditioningFully furnishedParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€412,000
Property transfer tax
€17,600
€4,500 (3% × 150,000) + €13,100 (5% × 262,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€18,514
Estimated costs to purchase the propertyTotal: €430,514

Location

What's nearby

  • SchoolOŠ "Drago Milović"594 m
  • Kindergarten704 m
  • GroceriesCity Market174 m
  • PharmacyApoteka Latkovich112 m
  • RestaurantNapa Restaurant & Wine bar201 m
  • Bus stopskola292 m
  • ATM234 m
  • AirportTivat Airport4.6 km
  • PortYacht club Delfin415 m
  • Sea120 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 120 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€412,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,050/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,116/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,150/mo
Monthly payment
€1,903
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€288,400
Total interest€168,395
Loan amount
€288,400
Total interest
€168,395
Total payment
€456,795

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€412,000
No. 2079