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AI Summary

A modern three-storey house on the Luštica peninsula, just 160 metres from the sea — an ideal choice for those who value comfort and panoramic views. The spacious layout of 160 m² includes 4 bedrooms, 3 bathrooms, and a separate guest apartment on the ground floor, while the terraces offer breathtaking views of the sea, mountains, and town. The house is fully furnished and ready for occupancy: air conditioning, security system, garden with automatic irrigation, and parking for two cars — everything has been thoughtfully planned.

HousesNo. 2947

House in Tivat No. 2947

Current as of October 28, 2026
Tivat · Bay of Kotor
€590,000
View: Sea view, Mountain view, City view

Details

Area
160 m²
Rooms
5
Bedrooms
4
Bathrooms
3
Parking
Yes
To sea
160 m

Description

We offer for sale a modern three-story house on the Luštica peninsula, featuring panoramic views, a guest apartment on the ground floor, and full readiness for occupancy.

Main features:

  • Total area: 160 m²
  • Levels: 3
  • Bedrooms: 4 (3 on the living floors + 1 in the ground-floor apartment)
  • Bathrooms: 3 (2 on the living floors + 1 in the ground-floor apartment)
  • Terraces: with panoramic views
  • Parking: 2 cars
  • Air conditioning and ventilation
  • Security system with motion sensors
  • Automatic garden irrigation
  • Municipal water supply, septic tank

About the house:

Ground floor (39 m²) — a fully independent one-bedroom apartment with kitchen and bathroom: ideal for guests or for rental independently of the main house. Living floors (121 m²) include three spacious bedrooms, a living room, a kitchen, and two bathrooms. The house is equipped with a perimeter security system with motion sensors and automatic garden irrigation.

Location:

  • Plavi Horizonti Beach — approx. 1.9 km
  • VOLI (Tivat) — approx. 4.2 km
  • iDEA — approx. 4.5 km
  • Porto Montenegro — approx. 4.5 km
  • Tivat Airport — approx. 6 km

Investment potential:

The house with an independent apartment on the ground floor offers two scenarios at once: live in the main part and rent out the ground floor, or rent out the entire property. The Luštica peninsula, with its clean sea and distance from tourist noise, attracts an audience willing to pay for privacy — especially against the backdrop of the active development of Lustica Bay nearby.

Amenities

Air conditioningGardenParkingSea ViewMountain viewCity viewFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€590,000
Property transfer tax
€27,400
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €5,400 (6% × 90,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€28,502
Estimated costs to purchase the propertyTotal: €618,502

Location

What's nearby

  • GroceriesVoli959 m
  • RestaurantPizza681 m
  • Bus stopRadovići Centar930 m
  • ATM1.1 km
  • AirportTivat Airport3.8 km
  • PortAeroport Marina2.5 km
  • Sea160 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 160 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€590,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,935/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,031/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,079/mo
Monthly payment
€2,726
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€413,000
Total interest€241,148
Loan amount
€413,000
Total interest
€241,148
Total payment
€654,148

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€590,000
No. 2947