AI Summary

A spacious 400 sq. m house in sunny Tivat will be an ideal choice for a large family, offering 6 cozy bedrooms and three bright living rooms for comfortable relaxation. The property is located just 800 meters from the sea and is surrounded by a well-kept plot, ensuring privacy and close access to the best coastal infrastructure, priced at EUR 420,000.

House in Tivat No. 1319

Tivat · Bay of Kotor, Tivat, Montenegro
420 000 €

Details

Area
400 м²
Land area
450 м²
Bedrooms
6
Bathrooms
4
Parking
Yes
To sea
800 m
Price per m²
1 050 €

Description

A four-story house for sale in Tivat, 800 meters from the sea.
The total house area is 400 m2. The plot area is 450 m2.
House layout:
On the first floor: hallway, living room combined with kitchen, bathroom, wine cellar, terrace.
On the second floor: 2 bedrooms, bathroom, 2 terraces.
On the third floor: 2 bedrooms, bathroom, 2 terraces.
On the fourth floor: 2 bedrooms, bathroom, 2 terraces with panoramic views of the sea and the city.
The house is fully furnished. It has all the necessary household appliances.
All infrastructure is within walking distance.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
420 000 €
Real estate transfer tax
18 000 €
4 500 € (3% × 150 000) + 13 500 € (5% × 270 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs18 895 €
Estimated costs to purchase the propertyTotal: 438 895 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.4 km
  • Kindergarten610 m
  • GroceriesCedis tivat182 m
  • PharmacyApoteka HELP648 m
  • RestaurantCoffee Novi493 m
  • Bus stop415 m
  • ATMCKB Banka666 m
  • AirportTivat Airport3.9 km
  • PortPine933 m
  • Sea800 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 800 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€420,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,089/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,158/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,192/мес
Monthly payment
€1,940
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€294,000
Total interest€171,665
Loan amount
€294,000
Total interest
€171,665
Total payment
€465,665

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

420 000 €
1 050 €/m²1319