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AI Summary

A luxurious villa with an area of 219 sq. m is located in prestigious Tivat, just 30 meters from the shoreline. This modern house with three bedrooms and a spacious balcony will be the perfect retreat for those who value aesthetics, comfort, and breathtaking views of the Adriatic.

HousesNo. 1457

House in Tivat No. 1457

Tivat · Bay of Kotor, Tivat, Montenegro
€1,800,000
View: Sea view

Details

Area
219 m²
Land area
400 m²
Bedrooms
3
Bathrooms
4
Parking
Yes
To sea
30 m
Price per m²
€8,219

Description

A luxurious house for sale on the coast in Tivat. The total house area is 219 m2. The total plot area is 400 m2. The house has its own private enclosed beach (6.5 m2).
The house consists of two floors.
Layout of the house: two living rooms, two bathrooms and toilets, three bedrooms, kitchen, hallway.
There are three parking spaces on the property, and video surveillance is installed. The property is fenced.
There is also an opportunity to buy the neighboring house with an area of 168 m2 with its own shoreline of 6.5 m2. The price is 2,150,000 euros. If both properties are purchased at once, the price will be 3,050,000 euros.
A new villa with its own 13 m2 pier can be built on the site of the old house.
Tivat Airport is 7 km away.

Amenities

Swimming poolSea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,800,000
Property transfer tax
€100,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €78,000 (6% × 1,300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€102,376
Estimated costs to purchase the propertyTotal: €1,902,376

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.6 km
  • Kindergarten737 m
  • GroceriesCedis tivat413 m
  • PharmacyApoteka HELP703 m
  • RestaurantRestaurant Anagastum542 m
  • Bus stop646 m
  • ATMCKB Banka698 m
  • AirportTivat Airport3.7 km
  • PortPine1.0 km
  • Sea30 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 30 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,800,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€8,954/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€9,246/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€9,394/mo
Monthly payment
€8,315
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,260,000
Total interest€735,706
Loan amount
€1,260,000
Total interest
€735,706
Total payment
€1,995,706

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,800,000
€8,219/m²No. 1457