AI Summary

A luxurious 222 m² villa in sunny Tivat will be the perfect home for those who value space and privacy. This modern property with four cozy bedrooms impresses with its stylish architecture and well-thought-out layout. The house is priced at 770,000 euros — a great opportunity to invest in premium real estate in one of the most picturesque corners of Montenegro.

House in Tivat No. 1459

Tivat · Bay of Kotor, Tivat, Montenegro
770 000 €

Details

Area
222 м²
Land area
449 м²
Bedrooms
4
Bathrooms
3
Parking
Yes
Price per m²
3 468 €

Description

An amazing house for sale within walking distance of the beach, in a beautiful area of the town of Tivat. The house has its own garden with fruit trees growing in it.
Nearby there is all the necessary infrastructure – restaurants, cafes, shops. The Porto Montenegro complex is only a 5-minute walk away.
The house is located on the first line of the sea. There are parking spaces and a garage on the property.
The house consists of 3 floors.
House layout:
On the 1st floor: entrance hall, bathroom, living room with a fireplace, kitchen with a dining area, terraces, garage.
On the 2nd floor: 3 bedrooms with access to a terrace, bathroom, office, covered large terrace.
On the 3rd floor: large terrace, living room with a fireplace, kitchen with a dining area, bedroom, spacious bathroom with a mini-sauna.
The house is equipped with underfloor heating, oak parquet flooring, and solar panels have been installed.
The entire property is fenced and has an alarm system.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
770 000 €
Real estate transfer tax
38 200 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 16 200 € (6% × 270 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs39 473 €
Estimated costs to purchase the propertyTotal: 809 473 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.5 km
  • Kindergarten312 m
  • GroceriesPekara215 m
  • PharmacyApoteka HELP199 m
  • RestaurantRestaurant Anagastum125 m
  • Bus stopTivat - ul. Palih boraca161 m
  • ATMCKB Banka187 m
  • AirportTivat Airport3.6 km
  • PortPine504 m
  • Sea291 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€770,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,831/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€3,955/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,019/мес
Monthly payment
€3,557
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€539,000
Total interest€314,719
Loan amount
€539,000
Total interest
€314,719
Total payment
€853,719

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

770 000 €
3 468 €/m²1459