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AI Summary

A cozy 41 m² apartment in a modern residential complex in Budva is an ideal choice for comfortable living or a profitable investment. The property features a well-thought-out layout and is located just 1,200 meters from the Adriatic coast, allowing you to enjoy peace and quiet while staying close to the sea. The property is priced at EUR 120,400 — a great opportunity to purchase real estate in one of Montenegro’s most popular resort towns.

ApartmentsNo. 2323

Apartment in Budva No. 2323

Current as of September 26, 2026
Budva · Budva Riviera
from€213,000
View: Mountain view

Details

Area
66 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
1/5
Year built
2026
To sea
1200 m

Description

New project in Budva: modern housing in a quiet area

We invite you to become part of a new project in one of the coziest and most peaceful areas of Budva. A reliable developer guarantees construction quality and a turnkey finish completed to modern standards.

Main advantages:

  • Location:Within walking distance are the bus station, cafes, restaurants, and a secondary school. Only 15 minutes on foot to the city center!
  • Convenient layouts:In the new small apartment building, the minimum apartment size is 43 m². Each apartment includes one bedroom, ideal for families or individual living.
  • Flexible payment terms:Payment is made in equal installments throughout the entire construction period, allowing you to plan your budget.
  • Construction timeline:Construction start is autumn 2024, and project completion is planned for the end of 2026.

Do not miss the opportunity to purchase modern housing in Budva on favorable terms! Contact us for detailed information and apartment reservation.

Amenities

City viewMountain viewAir conditioningElevatorManagement companyTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€213,000
Property transfer tax
€7,650
€4,500 (3% × 150,000) + €3,150 (5% × 63,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€8,359
Estimated costs to purchase the propertyTotal: €221,359

Location

What's nearby

  • SchoolE-Gimnazija424 m
  • KindergartenFiksiklub614 m
  • Groceries106 m
  • PharmacyBenu329 m
  • HospitalDom zdravlja424 m
  • RestaurantTaste of Asia155 m
  • Bus stop220 m
  • ATM99 m
  • AirportTivat Airport15.5 km
  • PortMarina Budva1.3 km
  • Sea1.2 km

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€213,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,060/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,094/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,112/mo
Monthly payment
€984
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€149,100
Total interest€87,059
Loan amount
€149,100
Total interest
€87,059
Total payment
€236,159

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€213,000
No. 2323