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AI Summary

A spacious and bright 72 sq. m apartment with two cozy bedrooms is located just 250 meters from the azure sea in the very heart of Budva. The modern layout with a comfortable living room, functional kitchen, and two bathrooms makes it an ideal choice for living or a profitable investment on the Adriatic coast.

ApartmentsNo. 2492

Apartment in Budva No. 2492

Budva · Budva Riviera, Petrovačka, 85310 Budva, Montenegro
€290,000
View: City view

Details

Area
72 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
1/4
Year built
2012
To sea
250 m
Price per m²
€4,028

Description

A spacious apartment is offered for sale in the very center of Budva, with a total area of 72 m². An ideal location — just a few minutes’ walk to the Old Town, the beach, and all necessary infrastructure: shops, cafes, restaurants, banks, kindergartens, and a promenade area.

The apartment is located on the ground floor and has convenient access to its own landscaped courtyard. There is an outdoor kitchen, a relaxation area, and a small garden, creating the feeling of living in a private house.

The apartment layout is thoughtfully designed and allows for division into two separate living units — a full one-bedroom apartment and a studio with its own small kitchen. This solution makes the property attractive not only for permanent residence, but also as an investment with rental potential.

The apartment has two bedrooms, two bathrooms, and a storage room. All rooms are quite spacious.

This offer combines an excellent location, functionality, and income potential — a rare opportunity to purchase property in the very heart of Budva with its own private courtyard.

Amenities

GrillAir conditioningFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€290,000
Property transfer tax
€11,500
€4,500 (3% × 150,000) + €7,000 (5% × 140,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€12,288
Estimated costs to purchase the propertyTotal: €302,288

Location

What's nearby

  • SchoolAdriatic College238 m
  • KindergartenFiksiklub540 m
  • GroceriesBoka 5108 m
  • PharmacyMeditas195 m
  • HospitalDom zdravlja907 m
  • RestaurantLokal55 m
  • Bus stopBudva (centar)92 m
  • ATMNLB59 m
  • AirportTivat Airport16.3 km
  • PortMarina Budva439 m
  • Sea250 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 250 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€290,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,443/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,490/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,514/mo
Monthly payment
€1,340
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€203,000
Total interest€118,530
Loan amount
€203,000
Total interest
€118,530
Total payment
€321,530

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€290,000
€4,028/m²No. 2492