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AI Summary

A luxurious 111 m² apartment in a prestigious area of Budva is waiting for its owners, just 300 meters from the azure sea. The spacious layout includes two cozy bedrooms, a light-filled living room, and a functional kitchen, while the numerous balconies offer a magnificent view of the surroundings. This is the perfect choice for those seeking comfort and proximity to the coast in one of Montenegro’s most popular cities.

ApartmentsNo. 2533

Apartment in Budva No. 2533

Current as of August 31, 2026
Budva · Budva Riviera, Jadranski Put, 85310 Budva, Montenegro
€420,000
Price reduced −15%
€495,000→ €420,000
View: Sea view, Mountain view, City view

Details

Area
111 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
4/5
Year built
2010
To sea
300 m
Price per m²
€4,459

Description

Apartment with panoramic sea view in the center of Budva.

In one of the most exclusive areas of Budva —Gospoština, an apartment with an area of111 m²is offered for sale, combining spaciousness and an impeccable location.

The apartment is ideal for those looking for more than just property, but a special lifestyle: morning coffee with a sea view, walks to the Old Town, and a sense of complete privacy in the very center of Budva.

Justa few minutes’ walkseparate it from the beach, the marina, and Budva’s historic center, while the area remains quiet, green, and exceptionally comfortable for living.

The apartment includes:

The panoramic sea view becomes the main highlight of this residence — here every sunset turns into a special event.

The apartment is fully furnished, ready to move in, and designed with attention to detail, creating an atmosphere of calm luxury and a high standard of living.

The apartment is ideal both for personal living and as an investment with high rental potential.

Amenities

City viewMountain viewSea ViewAir conditioningFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€420,000
Property transfer tax
€18,000
€4,500 (3% × 150,000) + €13,500 (5% × 270,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€18,929
Estimated costs to purchase the propertyTotal: €438,929

Location

What's nearby

  • SchoolAdriatic College207 m
  • KindergartenFiksiklub777 m
  • GroceriesVoli143 m
  • PharmacyVega415 m
  • HospitalDom zdravlja1.1 km
  • RestaurantPerla215 m
  • Bus stopBudva (centar)222 m
  • ATMCrnogorska Komercijalna Banka136 m
  • AirportTivat Airport16.4 km
  • PortMarina Budva464 m
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€420,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,089/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,158/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,192/mo
Monthly payment
€1,940
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€294,000
Total interest€171,665
Loan amount
€294,000
Total interest
€171,665
Total payment
€465,665

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€420,000
€4,459/m²No. 2533