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AI Summary

A luxurious 181 sq. m apartment in the very heart of Budva offers exclusive comfort and space for the whole family. The apartment features three cozy bedrooms and a spacious living room, with every detail thoughtfully designed, and the azure coastline is just 500 meters away. This is the perfect combination of premium lifestyle and proximity to the sea, priced at 680,000 euros.

ApartmentsNo. 2566

Apartment in Budva No. 2566

Budva · Budva Riviera, Xviii Ulica, 85310 Budva, Montenegro
€680,000
View: Sea view, Mountain view, City view

Details

Area
181 m²
Rooms
8
Bedrooms
3
Bathrooms
3
Floor
4/4
Year built
2019
To sea
500 m
Price per m²
€3,757

Description

Elegant Three-Bedroom Apartment in the Quiet Center of Budva — 181 m² with Sea View.

A spacious apartment with a total area of 181 m², designed according to an individual custom project, is offered for sale. The interior is carefully thought out in every detail and combines aesthetics, comfort, and functionality.

The layout includes a spacious living room with a fireplace, three cozy bedrooms, and three bathrooms. Thanks to the high ceilings and large windows, the apartment is filled with natural light, and the windows offer a pleasant sea view.

The finish features high-quality materials, and Italian furniture has been installed, emphasizing the status and level of the property.

The building is located in the quiet center of Budva — shops, restaurants, cafes, and the bus station are all within walking distance. A flat, convenient road leads to the sea, which is especially important for comfortable everyday living.

An ideal option both for year-round living in Montenegro and as an investment in liquid seaside real estate.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€680,000
Property transfer tax
€32,800
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €10,800 (6% × 180,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€33,997
Estimated costs to purchase the propertyTotal: €713,997

Location

What's nearby

  • SchoolE-Gimnazija182 m
  • KindergartenSmart-bee540 m
  • GroceriesIdea75 m
  • PharmacyVilla140 m
  • HospitalDom zdravlja240 m
  • RestaurantAuditoria Budva139 m
  • Bus stop265 m
  • ATM110 m
  • AirportTivat Airport15.7 km
  • PortMarina Budva1.3 km
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€680,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,383/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,493/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,549/mo
Monthly payment
€3,141
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€476,000
Total interest€277,933
Loan amount
€476,000
Total interest
€277,933
Total payment
€753,933

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€680,000
€3,757/m²No. 2566