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AI Summary

A cozy, fully furnished apartment in Budva with an area of 49 m², located on the 1st floor, ideal for comfortable living or holidays. The layout includes 1 bedroom, a bright living room with a kitchen, a glazed terrace, as well as pleasant views of the sea, the city, and the mountains; the sea is only 1000 meters away.

ApartmentsNo. 2628
Verified
Verified against the cadastre

Apartment in Budva No. 2628

Current as of September 25, 2026
Budva · Budva Riviera
€115,000
Price reduced −8%
€125,000→ €115,000
View: Sea view, City view, Mountain view

Details

Area
49 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/?
To sea
1000 m

Description

We offer for sale a 1-bedroom apartment: 49 m², located on the 1st floor of a residential building in Budva.

The apartment has a functional layout: a living room with a kitchen, a separate bedroom, a bathroom, and a spacious glazed terrace. Thanks to the large windows, the apartment gets plenty of natural light.

Main features:

  • Area: 49 m²
  • Floor: 1
  • Number of bedrooms: 1
  • Bathroom: 1
  • Terrace: yes (glazed)
  • Furnishing: yes

The kitchen area is equipped with built-in furniture and appliances. The bedroom has a double bed and storage system.

Location:

The area is convenient for living and renting out thanks to its well-developed infrastructure.

  • to the sea — about 800–1000 m
  • supermarket — 200–300 m
  • restaurants and cafes — 300–500 m
  • pharmacy — about 300 m
  • city center — about 1 km

Investment potential:

One-bedroom apartments are among the most liquid property types on the Budva market. This format is consistently in demand for both long-term rentals and short-term seasonal rentals. An additional advantage is the terrace and the apartment’s readiness for occupancy without additional investment, which makes it possible to start renting it out immediately after purchase.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€115,000
Real estate transfer tax
€3,450
€3,450 (3% × 115,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€4,031
Estimated costs to purchase the propertyTotal: €119,031

Location

What's nearby

  • SchoolE-Gimnazija800 m
  • KindergartenObdanište827 m
  • GroceriesMaximal126 m
  • PharmacyTea Medica 27455 m
  • HospitalDom zdravlja1.0 km
  • RestaurantKuzina434 m
  • Bus stopNova škola400 m
  • ATM445 m
  • AirportTivat Airport15.6 km
  • PortMarina Budva2.0 km
  • Sea1.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€115,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€572/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€591/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€600/mo
Monthly payment
€531
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€80,500
Total interest€47,003
Loan amount
€80,500
Total interest
€47,003
Total payment
€127,503

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€115,000
No. 2628