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Modern 2-bedroom apartment in a new residential complex in Budva, at the final stage of construction. The terrace offers panoramic views of the sea, mountains, and the city, and the infrastructure includes a pool, gym, and parking. An excellent option for living by the sea or profitable investment.

Residential complexesNo. 2657

Apartment in Budva No. 2657

Budva · Budva Riviera
€214,200
View: Sea view, Mountain view, City view

Details

Area
63 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
2/2
Year built
2026
Parking
Yes

Description

We offer for sale a 2-bedroom apartment in a modern residential complex in the Dubovica area, city Budva. The apartment is located in the first phase of the complex and features panoramic views, a convenient layout, and high investment potential.

 

Key features: 

  • Area: 63 m²
  • Bedrooms: 2
  • Bathroom: 1
  • Floor: 2nd (effectively 3rd, top floor)
  • Terrace: yes
  • View: mountains, side view of the sea and city
  • Condition: new build (final stage of construction)

Garage space available for purchase - €25,000

 

About the apartment:

The apartment has a convenient and functional layout: a living room with kitchen and dining area, two separate bedrooms, a bathroom, and a terrace.

The space is well organized for comfortable family living. Panoramic views of the mountains, city, and partial sea view create a sense of open space and make the apartment especially attractive. The top-floor location provides additional privacy and good natural light.

 

About the complex: 

A modern residential complex being built in one of the promising areas of Budva. The project is being implemented in stages, with the completion of the first phase planned for the end of 2026. 

The project includes developed internal infrastructure: a swimming pool, sports areas, fitness and SPA, children's playgrounds, as well as a security system and a management company.

 

Location: The apartment is located in the Dubovica area — a convenient residential zone with developed infrastructure.

  • MEGA MALL — about 5 minutes
  • City center — about 10–15 minutes
  • Beach and promenade — about 30 minutes on foot
  • Shops, restaurants, transport — in close proximity

The area combines the tranquility of residential development with quick access to all city infrastructure.

 

Investment potential: 

The property is ideal both for personal residence and for investment. The Dubovica area is actively developing, and new complexes with infrastructure are in high demand. The 2-bedroom apartment with views has good potential for rental income and value growth after construction completion.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€214,200
Property transfer tax
€7,710
€4,500 (3% × 150,000) + €3,210 (5% × 64,200)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€8,419
Estimated costs to purchase the propertyTotal: €222,619

Location

What's nearby

  • SchoolE-Gimnazija536 m
  • KindergartenSmart-bee1.1 km
  • GroceriesMix Markt394 m
  • Pharmacy471 m
  • HospitalDom zdravlja955 m
  • RestaurantReSeT396 m
  • Bus stop451 m
  • ATM443 m
  • AirportTivat Airport15.1 km
  • PortMarina Budva2.0 km
  • Sea1.6 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€214,200
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,066/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,100/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,118/mo
Monthly payment
€990
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€149,940
Total interest€87,549
Loan amount
€149,940
Total interest
€87,549
Total payment
€237,489

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€214,200
No. 2657