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AI Summary

This luxurious 89 m² apartment in the heart of Budva offers the perfect blend of comfort and a premium location just 100 meters from the sea. Spacious terraces with magnificent views of the mountains and the city, along with full furnishing, make this property a turnkey solution for living or a profitable investment.

ApartmentsNo. 2774
Verified
Verified against the cadastre

Apartment in Budva No. 2774

Budva · Budva Riviera
€470,000
View: Mountain view, City view

Details

Area
89 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
7/9
Year built
2013
To sea
100 m

Description

We offer for sale an apartment in one of the most sought-after residential complexes in the center of Budva.

Key features:

  • Area: 89 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • Living room: spacious
  • Terraces: 2, large
  • View: mountains and city
  • Equipment: expensive furniture and appliances

About the complex:

The building is located in the historic center of Budva, next to the TQ Plaza shopping center and the green market — restaurants, cafes, shops, and the beach are within walking distance.

Location:

  • To the sea — about 3 minutes on foot
  • To the Old Town of Budva — about 10 minutes on foot
  • TQ Plaza and the market — next to the building
  • All necessary infrastructure — within walking distance

Investment potential:

An apartment with two bedrooms, two terraces, and mountain views in the very center of Budva is a format in high demand among tourists. It is suitable both for permanent residence and for rental due to its location in one of the most popular spots in the city.

Amenities

IntercomAir conditioningMountain viewCity viewManagement companyElevatorFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€470,000
Property transfer tax
€20,500
€4,500 (3% × 150,000) + €16,000 (5% × 320,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€21,476
Estimated costs to purchase the propertyTotal: €491,476

Location

What's nearby

  • SchoolAdriatic College521 m
  • KindergartenFiksiklub222 m
  • GroceriesZelena Pijaca53 m
  • PharmacyPopović68 m
  • HospitalDom zdravlja588 m
  • RestaurantŠkolijera28 m
  • Bus stopBus Station only for tourist buses248 m
  • ATM46 m
  • AirportTivat Airport16.1 km
  • PortMarina Budva548 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€470,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,338/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,414/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,453/mo
Monthly payment
€2,171
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€329,000
Total interest€192,101
Loan amount
€329,000
Total interest
€192,101
Total payment
€521,101

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€470,000
No. 2774