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AI Summary

Spacious two-bedroom apartment in a quiet courtyard of Budva — just 760 meters from the sea. Enjoy panoramic views of the mountains and the city from a large terrace, and the fully furnished space with appliances and air conditioning is ready for occupancy. Ideal for comfortable living surrounded by developed infrastructure.

ApartmentsNo. 2828
Verified
Verified against the cadastre

Apartment in Budva No. 2828

Current as of August 14, 2026
Budva · Budva Riviera
€165,000
View: Mountain view, City view

Details

Area
60 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
3/3
To sea
760 m

Description

We offer for sale an apartment with two separate bedrooms in a quiet courtyard in Budva — with a large terrace with mountain views and developed infrastructure right next to the building.

Key features:

  • Area: 60 m²
  • Floor: 3 out of 3 (no elevator)
  • Bedrooms: 2
  • Bathroom: 1 (with full bath)
  • Terrace: large, mountain view (access from living room and first bedroom)

About the apartment:

The layout includes a living room with terrace access, a kitchen-dining room with a full set of appliances (oven, hob, refrigerator, dishwasher, microwave), two bedrooms, and a bathroom with a washing machine. The first bedroom also has direct access to the terrace. The apartment is handed over fully furnished and equipped.

Location:

  • Grocery store — on the ground floor of the building
  • Restaurant Zlatibor, restaurant Kuzina, pizzeria Fenix, bakery, vegetable shop — about 100 m
  • Megamarket (Mainski put) — about 650 m
  • Hipermarket HDL — about 800 m
  • Greco Beach — about 1.3 km (10 minutes walk on flat road)
  • Old Town of Budva — about 1.6 km

Investment potential:

A two-bedroom apartment with a large terrace and developed infrastructure right next to the building in the central area of Budva — a convenient option both for permanent residence and for renting out during the tourist season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€165,000
Property transfer tax
€5,250
€4,500 (3% × 150,000) + €750 (5% × 15,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€5,912
Estimated costs to purchase the propertyTotal: €170,912

Location

What's nearby

  • SchoolE-Gimnazija682 m
  • Kindergarten279 m
  • GroceriesDragana str budva6 m
  • PharmacyTea Medica 27152 m
  • HospitalDom zdravlja647 m
  • RestaurantBrothers Fast Food21 m
  • Bus stopNova škola213 m
  • ATM90 m
  • AirportTivat Airport16.1 km
  • PortMarina Budva1.4 km
  • Sea760 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 760 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€165,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€821/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€848/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€861/mo
Monthly payment
€762
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€115,500
Total interest€67,440
Loan amount
€115,500
Total interest
€67,440
Total payment
€182,940

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€165,000
No. 2828