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AI Summary

Cozy studio with terrace and panoramic view of the city and mountains in a quiet residential area of Budva — just 50 meters from the supermarket and 1.2 km from the sea. Fully furnished apartment on the 3rd floor with elevator, air conditioning and alarm system is ready for living or renting out. Ideal option for those who value comfort, safety and a convenient location.

ApartmentsNo. 2851

Apartment in Budva No. 2851

Current as of August 24, 2026
Budva · Budva Riviera
€115,000
View: Mountain view, City view

Details

Area
31 m²
Rooms
1
Bathrooms
1
Floor
3/4
To sea
1200 m

Description

We offer for sale a fully furnished studio in Budva, in a quiet residential area with a supermarket right at the doorstep.

Key features:

  • Area: 31 m²
  • Floor: 3 (elevator)
  • Terrace: view of the city and mountains
  • Condition: fully furnished

Location:

  • Boka 6 supermarket — about 50 m
  • HDL hypermarket — about 260 m
  • Consul restaurant — about 580 m
  • Budva beach — about 2.1 km

Investment potential:

A compact studio with a terrace in a new building with an elevator in a quiet residential area of Budva — a convenient option both for permanent residence and for renting out. Budva remains the main tourist center of the country — a compact studio with a private terrace within walking distance of the city's infrastructure ensures stable rental demand both in the high season and in the off-season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€115,000
Property transfer tax
€3,450
€3,450 (3% × 115,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€4,049
Estimated costs to purchase the propertyTotal: €119,049

Location

What's nearby

  • SchoolE-Gimnazija926 m
  • KindergartenObdanište709 m
  • GroceriesMarket boka 676 m
  • PharmacyTea Medica 27386 m
  • HospitalDom zdravlja1.1 km
  • RestaurantKuzina382 m
  • Bus stopNova škola403 m
  • ATM385 m
  • AirportTivat Airport15.8 km
  • PortMarina Budva2.0 km
  • Sea1.2 km

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€115,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€572/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€591/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€600/mo
Monthly payment
€531
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€80,500
Total interest€47,003
Loan amount
€80,500
Total interest
€47,003
Total payment
€127,503

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€115,000
No. 2851