AI Summary

Spacious two-level three-bedroom apartment in Budva just 920 meters from the sea — with panoramic views of the Adriatic and the mountains. High-end 2026 renovation, Italian furniture, Bosch appliances and premium plumbing create an atmosphere of impeccable comfort. Two terraces, three bathrooms with underfloor heating and two walk-in closets — everything for the life of your dreams.

Apartment in Budva No. 2889

Current as of September 15, 2026
Budva · Budva Riviera
525 000 €
View: Sea view, Mountain view, City view

Details

Area
131 м²
Rooms
4
Bedrooms
3
Bathrooms
3
Year built
2014
To sea
920 m

Description

We offer for sale a two-level three-bedroom apartment in Budva — with high-end 2026 renovation, Italian furniture, and sea and mountain views.

Key features:

  • Area: 131 m² + balcony 8 m²
  • Levels: 2
  • Bedrooms: 3
  • Bathrooms: 3 (with underfloor heating)
  • Walk-in closets: 2
  • Terraces: 2 (covered and open)
  • View: sea and mountains

About the apartment:

The renovation was completed in May 2026 using materials from leading manufacturers. Plumbing — Hansgrohe, Grohe, Villeroy & Boch. Appliances — a full set of Bosch (new): refrigerator, dishwasher, washing machine, stove. The staircase between levels is made of Canadian oak. Furniture made in Italy and Serbia. Underfloor heating in the bathrooms and kitchen area. 

Location:

  • Megamarket br.4 (Mainski put) — about 80 m
  • Hipermarket HDL — about 560 m
  • Greco Beach — about 1.2 km
  • Mogren Beach — about 1.9 km

Investment potential:

A two-level apartment with high-end renovation, three bedrooms, and sea views just 80 meters from a supermarket — a rare format for the Budva market. The full set of Bosch appliances and Italian furniture make the property ready to rent out without a single additional investment.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
525 000 €
Real estate transfer tax
23 500 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 1 500 € (6% × 25 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs24 506 €
Estimated costs to purchase the propertyTotal: 549 506 €

Location

What's nearby

  • SchoolE-Gimnazija255 m
  • KindergartenSmart-bee461 m
  • GroceriesMega Market101 m
  • Pharmacy87 m
  • HospitalDom zdravlja391 m
  • RestaurantTate24 m
  • Bus stop283 m
  • ATM45 m
  • AirportTivat Airport15.7 km
  • PortMarina Budva1.4 km
  • Sea920 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 920 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€525,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,612/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,697/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,740/мес
Monthly payment
€2,425
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€367,500
Total interest€214,581
Loan amount
€367,500
Total interest
€214,581
Total payment
€582,081

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

525 000 €
2889