Spacious living room with a dining area, marble table, and balcony access in an apartment in Budva, Montenegro

Modern living room with a marble dining table, gray armchairs, and a panoramic window in an apartment in Budva, Montenegro

Modern living room with a terracotta sofa, dining area, and kitchen in an apartment in Budva, Montenegro

Modern kitchen in an apartment in Budva, Montenegro: gray-green cabinets, built-in appliances, and herringbone backsplash

Modern kitchen in an apartment in Budva, Montenegro: gray-green cabinets, built-in appliances, herringbone backsplash

Modern living room with parquet flooring, designer shelving, and decor in an apartment in Budva, Montenegro

Spacious furnished balcony with wicker chairs, a green plant, and a panoramic view of the mountains and city in Budva, Montenegro

Furnished balcony with wicker chairs, plants, and views of the city and mountains in Budva, Montenegro

View from the window of a city street and residential buildings with balconies in Budva, Montenegro

View from the balcony of an apartment in Budva, Montenegro: panorama of the city buildings and green mountains

Spacious balcony with wicker chairs, an awning, and a panoramic view of the mountains and the city in Budva, Montenegro

Spacious balcony with furniture, shelving, and mountain views in an apartment in Budva, Montenegro

Cozy living room with a sofa, a desk, and balcony access in an apartment in Budva, Montenegro

Hallway with a white front door, floor tiles, and a mirror in an apartment in Budva, Montenegro

Modern wooden staircase with white risers in the interior of an apartment in Budva, Montenegro

Cozy bedroom with a double bed, parquet flooring, and an en-suite bathroom in an apartment in Budva, Montenegro

Bright bedroom with a double bed, panoramic windows, and mountain views in an apartment in Budva, Montenegro

Bedroom in an apartment in Budva, Montenegro: parquet flooring, gray armchair, rattan dresser, and air conditioning

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Spacious balcony with green plants, a woven hanging swing, and views of the mountains and city in Budva, Montenegro

Spacious balcony with furniture, green plants, and a panoramic view of the mountains and the city in Budva, Montenegro

Panoramic view of the city, sea, and mountains from the balcony of an apartment in Budva, Montenegro

Children's bedroom in the attic of an apartment in Budva, Montenegro: two beds, parquet flooring, and a skylight window.

Children's attic bedroom with two beds, parquet flooring, and a skylight window in an apartment in Budva, Montenegro

Bright bedroom with parquet flooring, shelving units, and an armchair in an apartment in Budva, Montenegro

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Modern bathroom with a sink, round mirror, and stone-effect tiles in an apartment in Budva, Montenegro

Modern bathroom with a white sink, washing machine, and stone-look tiles in an apartment in Budva, Montenegro

Modern walk-in closet with clothes racks and curtains in an apartment in Budva, Montenegro

Modern bathroom with a shower area, water heater, and plumbing fixtures in an apartment in Budva, Montenegro

Panoramic view from the balcony of the city buildings, mountains, and sea in Budva, Montenegro

Modern bathroom with a shower, vanity, and illuminated mirror in an apartment in Budva, Montenegro

Modern bathroom with a shower area, glass partition, sink, and water heater in an apartment in Budva, Montenegro

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AI Summary

Spacious two-level three-bedroom apartment in Budva just 920 meters from the sea — with panoramic views of the Adriatic and the mountains. High-end 2026 renovation, Italian furniture, Bosch appliances and premium plumbing create an atmosphere of impeccable comfort. Two terraces, three bathrooms with underfloor heating and two walk-in closets — everything for the life of your dreams.

ApartmentsNo. 2889

Apartment in Budva No. 2889

Current as of September 17, 2026

Budva · Budva Riviera

€525,000

View: Sea view, Mountain view, City view

Details

Area

131 m²

Rooms

Bedrooms

Bathrooms

Year built

2014

To sea

920 m

Description

We offer for sale a two-level three-bedroom apartment in Budva — with high-end 2026 renovation, Italian furniture, and sea and mountain views.

Key features:

Area: 131 m² + balcony 8 m²
Levels: 2
Bedrooms: 3
Bathrooms: 3 (with underfloor heating)
Walk-in closets: 2
Terraces: 2 (covered and open)
View: sea and mountains

About the apartment:

The renovation was completed in May 2026 using materials from leading manufacturers. Plumbing — Hansgrohe, Grohe, Villeroy & Boch. Appliances — a full set of Bosch (new): refrigerator, dishwasher, washing machine, stove. The staircase between levels is made of Canadian oak. Furniture made in Italy and Serbia. Underfloor heating in the bathrooms and kitchen area.

Location:

Megamarket br.4 (Mainski put) — about 80 m
Hipermarket HDL — about 560 m
Greco Beach — about 1.2 km
Mogren Beach — about 1.9 km

Investment potential:

A two-level apartment with high-end renovation, three bedrooms, and sea views just 80 meters from a supermarket — a rare format for the Budva market. The full set of Bosch appliances and Italian furniture make the property ready to rent out without a single additional investment.

Amenities

Air conditioning Sea View Mountain view City view Fully furnished Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €525,000
Real estate transfer tax: €23,500
Notary fees: €1,006

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€24,506

Estimated costs to purchase the propertyTotal: €549,506

Location

What's nearby

SchoolE-Gimnazija255 m
KindergartenSmart-bee461 m
GroceriesMega Market101 m
Pharmacy87 m
HospitalDom zdravlja391 m
RestaurantTate24 m
Bus stop283 m
ATM45 m
AirportTivat Airport15.7 km
PortMarina Budva1.4 km
Sea920 m

Video2

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 920 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Budva No. 2889

Current as of September 17, 2026

Budva · Budva Riviera

€525,000

No. 2889

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€525,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€2,612/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€2,697/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€2,740/mo

Monthly payment

€2,425

Over 240 months · at 5.0% p.a.

Loan amount€367,500

Total interest€214,581

Loan amount

€367,500

Total interest

€214,581

Total payment

€582,081

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€525,000

No. 2889