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AI Summary

Spacious three-bedroom apartment in a new building in the quiet Komosevina area, just 260 meters from the sea — the perfect choice for comfortable coastal living. The windows offer panoramic views of the sea, mountains, and city, while the spacious terrace will become your favorite spot for morning coffee. A garage is included in the price, and when buying directly from the developer, you are exempt from real estate transfer tax.

ApartmentsNo. 2892

Apartment in Budva No. 2892

Current as of September 15, 2026
Budva · Budva Riviera
€345,000
View: Sea view, Mountain view, City view

Details

Area
93 m²
Rooms
4
Bedrooms
3
Bathrooms
2
Floor
1/?
To sea
260 m

Description

We offer for sale a three-bedroom apartment in a new building in the quiet Komoševina area of Budva — with sea views, a garage included in the price, and exemption from real estate transfer tax when buying directly from the developer.

Key features:

  • Area: 93 m²
  • Floor: 1
  • Bedrooms: 3
  • Bathrooms: 2
  • View: sea
  • Garage: included in the price
  • Condition: new, registered, ready to move in, kitchen partially equipped

Location:

  • Konoba Dušanov Vrt — about 330 m
  • Konoba Dragičević — about 500 m
  • Restoran Vista Vidikovac — about 450 m
  • Market Mila — about 600 m
  • VOLI (Mediteranska) — about 680 m
  • Mogren Beach — about 900 m
  • Budva Old Town — about 1.2 km
  • Greco Beach — about 1.5 km

Investment potential:

Three bedrooms with sea views in a new building in Komoševina — an area with restaurants and shops within walking distance, yet quiet by Budva standards. Buying directly from the developer removes the transfer tax, which at this price provides real savings from the start.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€345,000
Real estate transfer tax
€0
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€817
Estimated costs to purchase the propertyTotal: €345,817

Location

What's nearby

  • SchoolAdriatic College377 m
  • KindergartenFiksiklub1.1 km
  • GroceriesVoli456 m
  • PharmacyVega618 m
  • HospitalDom zdravlja1.5 km
  • RestaurantVista Vidikovac319 m
  • Bus stopBudva (centar)569 m
  • ATM299 m
  • AirportTivat Airport16.4 km
  • PortMarina Budva781 m
  • Sea260 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 260 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€345,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,716/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,772/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,801/mo
Monthly payment
€1,594
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€241,500
Total interest€141,010
Loan amount
€241,500
Total interest
€141,010
Total payment
€382,510

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€345,000
No. 2892