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AI Summary

Cozy one-bedroom apartment in a new building — fully furnished and move-in ready. The balcony offers a picturesque view of the city and mountains, and the sea is just 620 meters away. An excellent option for both living and renting out.

ApartmentsNo. 2894

Apartment in Budva No. 2894

Current as of September 16, 2026
Budva · Budva Riviera
€182,000
View: Mountain view, City view

Details

Area
35 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
6/?
To sea
620 m

Description

We offer for sale a modern one-bedroom apartment in a new building with an elevator, fully ready for occupancy. The apartment is sold fully furnished and equipped, and the balcony offers a view of the city and mountains — a convenient option both for personal living and for renting out.

Features:

  • 1 bedroom
  • Area — 35 m²
  • 6th floor
  • Fully furnished
  • Air conditioning
  • Balcony with a view of the city and mountains
  • Modern building with an elevator
  • The apartment is fully equipped and ready for occupancy

Location:

  • Supermarket (Aroma Market) — 233 m (~3 minutes on foot)
  • Beach (Beach Greco) — 467 m (~6 minutes on foot)
  • Restaurant (Jadran) — 476 m (~6 minutes on foot)

Investment potential:

The building is located in the central part of Budva, within walking distance of the sea, a supermarket, and restaurants, which ensures high demand from both tenants and buyers for permanent residence. Being ready for occupancy and fully furnished allows you to start renting it out immediately after purchase.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€182,000
Property transfer tax
€6,100
€4,500 (3% × 150,000) + €1,600 (5% × 32,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€6,778
Estimated costs to purchase the propertyTotal: €188,778

Location

What's nearby

  • SchoolAdriatic College643 m
  • KindergartenFiksiklub328 m
  • GroceriesMM Market26 m
  • PharmacyPopović342 m
  • HospitalDom zdravlja493 m
  • RestaurantCaffe Excellence77 m
  • Bus stop164 m
  • ATM111 m
  • AirportTivat Airport15.8 km
  • PortMarina Budva855 m
  • Sea620 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 620 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€182,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€905/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€935/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€950/mo
Monthly payment
€841
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€127,400
Total interest€74,388
Loan amount
€127,400
Total interest
€74,388
Total payment
€201,788

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€182,000
No. 2894