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AI Summary

A cozy one-bedroom apartment in the very center of Budva, just 350 meters from the sea — an ideal option both for living and for profitable rental. The windows offer panoramic views of the sea, mountains, and city, while full furnishings and a terrace make it ready to move in from day one.

ApartmentsNo. 2898
Verified
Verified against the cadastre

Apartment in Budva No. 2898

Current as of September 16, 2026
Budva · Budva Riviera
€192,000
View: Sea view, Mountain view, City view

Details

Area
51 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
6/8
Year built
2013
To sea
350 m

Description

We offer for sale a one-bedroom apartment on the 6th floor in Budva — in the very center of the city, just a few steps from the promenade and beaches.

Key features:

  • Area: 51 m²
  • Floor: 6
  • Bedrooms: 1
  • Bathroom: 1

Location:

  • Aroma Market — about 160 m
  • iDEA (Mediteranska) — about 230 m
  • Fisherman's Pub — about 430 m
  • Greco Beach — about 620 m
  • Mogren Beach — about 750 m

Investment potential:

Apartments in this building enjoy consistently high rental demand — and no wonder: two restaurants, a supermarket and the promenade 150 meters from the door, beaches a 10-minute walk away, the center of Budva right here. Finding a tenant for such a location is no problem, whether in season or off-season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€192,000
Property transfer tax
€6,600
€4,500 (3% × 150,000) + €2,100 (5% × 42,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€7,278
Estimated costs to purchase the propertyTotal: €199,278

Location

What's nearby

  • SchoolAdriatic College253 m
  • KindergartenFiksiklub491 m
  • GroceriesBoka 581 m
  • PharmacyMeditas164 m
  • HospitalDom zdravlja845 m
  • RestaurantLee Fast95 m
  • Bus stopBudva (centar)173 m
  • ATMNLB135 m
  • AirportTivat Airport16.2 km
  • PortMarina Budva507 m
  • Sea350 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 350 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€192,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€955/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€986/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,002/mo
Monthly payment
€887
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€134,400
Total interest€78,475
Loan amount
€134,400
Total interest
€78,475
Total payment
€212,875

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€192,000
No. 2898