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AI Summary

For sale: a three-bedroom top-floor apartment in a premium complex in the Dubovica area, western Budva, south-facing with panoramic views of the sea, mountains, and city. Area 174.91 m²; a parking space is available for purchase at €25,000. The complex offers an outdoor pool, fitness room and yoga area, SPA, gated territory, and two-level underground parking.

ApartmentsNo. 2902

Apartment in Budva No. 2902

Current as of September 29, 2026
Budva · Budva Riviera
€629,676
View: Sea view, Mountain view, City view, Forest view

Details

Area
174.91 m²
Rooms
4
Bedrooms
3
Floor
6/6
Year built
2025
Parking
Yes
To sea
1200 m

Description

We offer for sale a three-bedroom apartment on the top floor in a premium residential complex in the Dubovica area, in the western part of Budva — south-facing, with panoramic views of the sea, mountains, and city.

the photo shows the standard finishing of an apartment in the complex

Key features:

  • Area: 174.91 m²
  • Floor: top
  • Bedrooms: 3
  • Orientation: south
  • View: sea, mountains, city
  • Parking space available for purchase - €25,000

About the complex:

  • Outdoor pool
  • Fitness room and yoga area
  • SPA area
  • Gated territory
  • Two-level underground parking
  • Landscaping in modern and Mediterranean style

Location:

  • Cafes and restaurants — within walking distance
  • Supermarkets, pharmacies — Rozino area, 5–7 minutes
  • Budva center — 5–10 minutes
  • Slovenska Plaza — about 15–20 minutes on foot
  • Mogren Beach — about 20–25 minutes on foot
  • Becici — 5–7 minutes by car

Investment potential:

The only three-bedroom apartment in the complex on the top floor with south-facing orientation and sea view — a rare unit even by Budva standards. 174 m², three bedrooms, and its own infrastructure with a pool, SPA, and gated territory make this property appealing both for family living and for renting to large groups or corporate tenants with the appropriate level of requirements.

Amenities

IntercomAir conditioningParkingSea ViewMountain viewCity viewManagement companySwimming poolElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€629,676
Property transfer tax
€29,780.56
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €7,781 (6% × 129,676)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€30,914
Estimated costs to purchase the propertyTotal: €660,590

Location

What's nearby

  • SchoolE-Gimnazija252 m
  • KindergartenFiksiklub875 m
  • GroceriesSwisslion takovo budva 2211 m
  • Pharmacy266 m
  • HospitalDom zdravlja564 m
  • RestaurantKonoba Bocun147 m
  • Bus stop257 m
  • ATM190 m
  • AirportTivat Airport15.3 km
  • PortMarina Budva1.5 km
  • Sea1.2 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€629,676
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,132/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,235/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,286/mo
Monthly payment
€2,909
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€440,773
Total interest€257,365
Loan amount
€440,773
Total interest
€257,365
Total payment
€698,138

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€629,676
No. 2902