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AI Summary

Spacious two-bedroom apartment on the top floor in Budva — an ideal option for comfortable living or a profitable investment. The sea is only 440 meters away, and developed infrastructure — shops, beaches, and the waterfront — are within walking distance. The apartment is fully furnished and equipped with appliances, offering picturesque views of the city and mountains from the windows.

ApartmentsNo. 2914
Verified
Verified against the cadastre

Apartment in Budva No. 2914

Current as of September 29, 2026
Budva · Budva Riviera
€199,000
View: Mountain view, City view

Details

Area
78 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
6/6
To sea
440 m

Description

We offer for sale a two-bedroom apartment on the top floor in Budva, with developed infrastructure within walking distance.

Main features:

  • Area: 78 m²
  • Floor: 6 out of 6
  • Bedrooms: 2
  • Condition: all necessary appliances for living

Location:

  • Aroma Market — approx. 150 m
  • Hipermarket HDL — approx. 650 m
  • Greco Beach — approx. 900 m
  • Megamarket (Mainski put) — approx. 1 km
  • Mogren 2 Beach — approx. 1.6 km

Investment potential:

Top-floor apartment in Budva with appliances and two bedrooms — a format that works equally well as permanent housing and as a rental asset. Aroma Market is 150 meters away and the beach is a 10-minute walk — this everyday logistics is exactly what keeps rental demand stable year-round.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€199,000
Real estate transfer tax
€6,950
€4,500 (3% × 150,000) + €2,450 (5% × 49,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€7,625
Estimated costs to purchase the propertyTotal: €206,625

Location

What's nearby

  • SchoolE-Gimnazija1.0 km
  • KindergartenObdanište97 m
  • GroceriesSlavija154 m
  • PharmacyMedicor130 m
  • HospitalDom zdravlja871 m
  • RestaurantStari Ribar61 m
  • Bus stopAleksandar165 m
  • ATM92 m
  • AirportTivat Airport16.5 km
  • PortMarina Budva1.3 km
  • Sea440 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 440 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€199,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€990/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,022/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,039/mo
Monthly payment
€919
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€139,300
Total interest€81,336
Loan amount
€139,300
Total interest
€81,336
Total payment
€220,636

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€199,000
No. 2914