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AI Summary

A bright one-bedroom apartment on the top floor of a new building in Budva — only EUR 137,900 for 46 m² with a terrace and private garage. High ceilings, south-facing orientation, and panoramic views of the city and mountains create a special atmosphere, while the sea is just 950 meters away. An ideal option for comfortable living or a profitable investment.

ApartmentsNo. 2938

Apartment in Budva No. 2938

Current as of October 28, 2026
Budva · Budva Riviera
€137,900
View: Mountain view, City view

Details

Area
46 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
4/4
Parking
Yes
To sea
950 m

Description

We offer for sale a one-bedroom apartment on the top floor of a new building on Topliški Put in Budva — spacious and bright, with high ceilings, a garage, and views of Budva.

Main features:

  • Area: 46 m²
  • Floor: 4 (top)
  • Bedrooms: 1
  • Bathroom: 1
  • Terrace: yes
  • View: mountains and Budva
  • Garage: yes
  • Elevator: yes
  • Orientation: South-facing
  • New building

About the apartment:

Top floor of a new building — high ceilings, more light, and an open view. Spacious and bright layout with a terrace and a private garage included in the price.

Location:

  • VOLI — approx. 360 m
  • Richardova Glava Beach — approx. 390 m
  • Aroma Market — approx. 900 m
  • Mogren 2 Beach — approx. 850 m
  • Old Town of Budva — approx. 700 m

Investment potential:

Topliški Put is a quiet street on a hill above Budva. The apartment is located on the top floor of a new building with a private garage — a format that maintains steady demand among both locals and those seeking long-term rentals away from tourist noise, yet with the sea and city center just a few minutes' walk away.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€137,900
Property transfer tax
€4,137
€4,137 (3% × 137,900)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€4,767
Estimated costs to purchase the propertyTotal: €142,667

Location

What's nearby

  • SchoolAdriatic College676 m
  • KindergartenFiksiklub721 m
  • GroceriesStara boka 4 budva75 m
  • PharmacyMeditas681 m
  • HospitalDom zdravlja831 m
  • RestaurantOliva coffe184 m
  • Bus stop428 m
  • ATM435 m
  • AirportTivat Airport15.5 km
  • PortMarina Budva1.1 km
  • Sea950 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 950 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€137,900
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€686/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€708/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€720/mo
Monthly payment
€637
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€96,530
Total interest€56,363
Loan amount
€96,530
Total interest
€56,363
Total payment
€152,893

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€137,900
No. 2938