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AI Summary

Spacious two-bedroom apartment in the new Pietra Residence complex, just 1000 m from the sea, featuring a large terrace and panoramic views of the mountains and city. Finished interior, underfloor heating in the bathrooms, and air conditioning in every room ensure comfort year-round, while the elevator and property management add convenience. An ideal option for seaside living or a profitable investment — 77 m² for 315,000 EUR.

ApartmentsNo. 2943

Apartment in Budva No. 2943

Current as of October 28, 2026
Budva · Budva Riviera
€315,000
View: Mountain view, Sea view, City view

Details

Area
77 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
3/?
To sea
1000 m

Description

We offer for sale a two-bedroom apartment in the new residential complex Pietra Residence in Budva, featuring a spacious terrace, mountain views and partial sea views, underfloor heating in the bathrooms, and air conditioning in every room.

Main features:

  • Area: 77 m²
  • Floor: 3 (elevator)
  • Bedrooms: 2
  • Bathrooms: 2 (underfloor heating)
  • Terrace: large
  • View: mountains, partial sea view
  • Split system: in every room
  • Condition: unfurnished, finished interior

Location:

  • Hipermarket HDL — approx. 200 m
  • Aroma Market — approx. 730 m
  • Megamarket br.4 (Mainski put) — approx. 820 m
  • Greco Beach — approx. 1.6 km
  • Mogren 2 Beach — approx. 2.2 km

Investment potential:

New building with an elevator, two bathrooms, underfloor heating, and a large terrace with mountain views — a format that maintains steady demand in the HDL area among both families looking for permanent residence and investors seeking rental income. Hipermarket HDL located just 200 meters from the property simplifies everyday logistics.

Amenities

Air conditioningIntercomMountain viewCity viewManagement companyElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€315,000
Property transfer tax
€12,750
€4,500 (3% × 150,000) + €8,250 (5% × 165,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,569
Estimated costs to purchase the propertyTotal: €328,569

Location

What's nearby

  • SchoolE-Gimnazija821 m
  • KindergartenObdanište485 m
  • GroceriesStella Market160 m
  • PharmacyTea Medica 27161 m
  • HospitalDom zdravlja913 m
  • RestaurantKuzina168 m
  • Bus stopNova škola233 m
  • ATM166 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva1.7 km
  • Sea1.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€315,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,567/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,618/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,644/mo
Monthly payment
€1,455
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€220,500
Total interest€128,749
Loan amount
€220,500
Total interest
€128,749
Total payment
€349,249

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€315,000
No. 2943