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AI Summary

Luxurious 485 m² apartments in the prestigious Dukley Gardens complex on the first Adriatic line — just 20 meters from the sea. Panoramic windows offer breathtaking views of the sea, mountains, and city, while the spacious terrace provides an ideal place for relaxation. The fully furnished residence with a swimming pool, gym, and property management company offers the highest level of comfort and privacy.

ApartmentsNo. 2970

Apartment in Budva No. 2970

Current as of November 4, 2026
Budva · Budva Riviera
€2,700,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
485 m²
Rooms
4
Bedrooms
2
Bathrooms
3
To sea
20 m

Description

A rare offering in one of Montenegro's most prestigious residential complexes — Dukley Gardens on the Zavala Peninsula, Bečići. A 485 m² apartment with two bedrooms in a closed, guarded complex with its own infrastructure right on the Adriatic coast.

Main features:

  • Area: 485 m²
  • Layout: 2 bedrooms 
  • Complex: Dukley Gardens (closed, guarded)

About the apartment:

A 485-square-meter apartment is not just housing; it is a separate lifestyle format. Two spacious sleeping areas, expansive layouts, and finishing quality that matches the level of the complex. Dukley Gardens is a project that set the standard for premium real estate on the Montenegrin coast: a closed territory, 24/7 security, concierge service, a pier, its own beach, and one of the country's best restaurants — all within a single complex.

Location:

The Zavala Peninsula between Bečići and Budva is one of the most picturesque spots on the Budva Riviera. The center of Budva is a few minutes' drive away, and Bečići Beach is about 1.3 km away.

  • Megamarket br.3 — ~600 m
  • Two Captains — ~1.5 km
  • Bečići Beach — ~1.3 km

Investment potential:

Dukley Gardens is one of the few projects in Montenegro that has shaped its own market: properties here rarely appear in open sales. An apartment of this scale in a first-line closed complex with full infrastructure is an asset that retains its value regardless of market conditions and attracts international-level buyers.

Amenities

IntercomReceptionAlarm systemAir conditioningMountain viewSea ViewCity viewManagement companySwimming poolGymFully furnishedTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€2,700,000
Property transfer tax
€154,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €132,000 (6% × 2,200,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€157,320
Estimated costs to purchase the propertyTotal: €2,857,320

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,700,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€13,432/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€13,870/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€14,091/mo
Monthly payment
€12,473
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,890,000
Total interest€1,103,559
Loan amount
€1,890,000
Total interest
€1,103,559
Total payment
€2,993,559

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€2,700,000
No. 2970