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Imagine luxurious two-level apartments in the prestigious Dukley Gardens complex, located just 50 meters from the sea. This spacious residence of 154 m² offers unique panoramic views of the sea, mountains, and city, as well as a huge terrace for enjoying the Mediterranean climate.

ApartmentsNo. 2971

Apartment in Budva No. 2971

Current as of November 4, 2026
Budva · Budva Riviera
€880,000
View: Sea view, Mountain view, City view

Details

Area
154 m²
Rooms
3
Bedrooms
2
Bathrooms
3
To sea
50 m

Description

Two-level apartments in one of the most prestigious gated complexes in Montenegro — Dukley Gardens on the Zavala peninsula, Bečići. Spacious terrace, three bathrooms, two bedrooms, and a rare format for the market: two-story living with a well-thought-out layout.

Main features:

  • Total area: 154 m²
  • Level 1: 57 m²
  • Level 2: 53.58 m²
  • Terrace: 43.12 m²
  • Layout: 2 bedrooms / 3 bathrooms
  • Condition: final finishing and kitchen unit included in the price
  • Complex: Dukley Gardens (closed, guarded)

About the apartment:

The two-level format is a great rarity even in the premium segment. Two levels totaling 154 square meters, three full bathrooms, two bedrooms, and a spacious 43 m² terrace — a space that can easily be adapted to your lifestyle. Final finishing and the kitchen unit are included in the price: the buyer receives a property ready for final furnishing without hidden costs. Dukley Gardens is a closed, guarded territory with concierge service, a pier, a private beach, and one of the best restaurants on the coast.

Location:

The Zavala peninsula between Bečići and Budva is one of the most picturesque spots on the Budva Riviera.

  • Megamarket br.3 — ~600 m
  • Bečići Beach — ~1.3 km
  • Two Captains — ~1.5 km

Investment potential:

A two-level layout with a terrace of this size is a unique offering within the complex. Closed infrastructure, first-line proximity to the sea, and steady international demand make this asset particularly resilient to market fluctuations.

Amenities

IntercomReceptionAlarm systemAir conditioningSea ViewCity viewMountain viewManagement companySwimming poolGymTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€880,000
Property transfer tax
€44,800
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €22,800 (6% × 380,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€46,201
Estimated costs to purchase the propertyTotal: €926,201

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€880,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,378/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,520/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,593/mo
Monthly payment
€4,065
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€616,000
Total interest€359,679
Loan amount
€616,000
Total interest
€359,679
Total payment
€975,679

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€880,000
No. 2971