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Exclusive loft apartments in the closed complex Dukley Gardens with panoramic views of the sea, mountains, and city, just 50 meters from the beach. A spacious mezzanine of 134 sq.m offers a non-standard layout with two bedrooms, a terrace, and access to the complex's infrastructure, including a swimming pool and gym.

ApartmentsNo. 2972

Apartment in Budva No. 2972

Current as of November 4, 2026
Budva · Budva Riviera
€840,000
View: Sea view, Mountain view, City view

Details

Area
134 m²
Rooms
3
Bedrooms
2
Bathrooms
2
To sea
50 m

Description


Loft-style mezzanine apartments in the closed complex Dukley Gardens on the Zavala peninsula, Bečići. Two levels, two and a half bathrooms, two bedrooms, and a terrace — an unconventional layout for those seeking something more than standard housing.

Main features:

  • Total area: 134 m²
  • Level 1: 89 m²
  • Level 2: 35 m²
  • Terrace: 10 m²
  • Layout: 2 bedrooms / 2.5 bathrooms
  • Floor: Mezzanine (loft)
  • Condition: final finishing and kitchen unit included in the price
  • Complex: Dukley Gardens (closed, guarded)

About the apartment:

A loft on a mezzanine floor is a rare format that combines the height and volume of the first level (89 m²) with a secluded second tier (35 m²). Two and a half bathrooms, two bedrooms, and a terrace. Final finishing and kitchen unit are included in the price — the buyer moves in ready for final furnishing without additional costs. Dukley Gardens: guarded territory, concierge service, pier, private beach, restaurant.

Location:

Zavala Peninsula, Bečići — first line of the Budva Riviera.

  • Megamarket br.3 — ~600 m
  • Bečići Beach — ~1.3 km
  • Two Captains — ~1.5 km

Investment potential:

The loft-style mezzanine layout is an unconventional design found significantly less often in premium complexes compared to classic apartments. Dukley Gardens maintains steady international demand, and the closed infrastructure on the first line makes properties here a reliable long-term asset.

Amenities

IntercomReceptionAlarm systemAir conditioningSea ViewMountain viewCity viewManagement companyGymSwimming poolTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€840,000
Property transfer tax
€42,400
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €20,400 (6% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€43,770
Estimated costs to purchase the propertyTotal: €883,770

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€840,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,179/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,315/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,384/mo
Monthly payment
€3,881
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€588,000
Total interest€343,330
Loan amount
€588,000
Total interest
€343,330
Total payment
€931,330

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€840,000
No. 2972