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AI Summary

Elegant two-level loft apartments in the prestigious Dukley Residences complex, just 60 meters from the sea and the Old Town of Budva. A thoughtful layout with two bedrooms, a terrace, and panoramic views of the sea, mountains, and city creates an ideal space for comfortable living. Final finishing and a kitchen unit are already included in the price — all that remains is to add your personal style.

ApartmentsNo. 2979

Apartment in Budva No. 2979

Current as of November 9, 2026
Budva · Budva Riviera
€835,000
View: Sea view, Mountain view, City view, Garden view

Details

Area
131 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
1/?
To sea
60 m

Description

We offer for sale two-level loft apartments on the mezzanine floor in the prestigious Dukley Residences complex near the walls of the Old Town of Budva.

Main features:

  • Total area: 131 m²
  • Level 1: 85 m²
  • Level 2: 35 m²
  • Terrace: 11 m²
  • 2 bedrooms, 2.5 bathrooms
  • Shell and core — finishing works and kitchen unit included in the price
  • Complex: Dukley Residences

About the apartment

The two-level layout creates a clear separation of living areas: a spacious lower level with a kitchen and living room, and a private upper level with bedrooms. The terrace complements the space with an outdoor relaxation area.

About the Complex

Dukley Residences is a prestigious residential complex located near the walls of the historic center of Budva. The infrastructure includes a spa complex, restaurants and shops within the building, concierge service and 24-hour security. Underground parking ensures safe storage of your car on a closed territory.

Location

  • ~20 m — VOLI supermarket
  • ~180 m — Mozart restaurant
  • ~300 m — Old Town of Budva
  • ~450 m — Mogren beach

Investment Potential

The loft format with a two-level layout is a rare offering within Dukley Residences. Apartments in this premium-class complex near the historic center of Budva maintain liquidity regardless of the season and generate stable rental income during the high season.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€835,000
Property transfer tax
€42,100
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €20,100 (6% × 335,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€43,454
Estimated costs to purchase the propertyTotal: €878,454

Location

What's nearby

  • SchoolAdriatic College327 m
  • KindergartenFiksiklub762 m
  • GroceriesVoli14 m
  • PharmacyVega297 m
  • HospitalDom zdravlja1.1 km
  • RestaurantZaytoun98 m
  • Bus stopBudva (centar)205 m
  • ATMPrva banka CG39 m
  • AirportTivat Airport16.5 km
  • PortMarina Budva343 m
  • Sea60 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 60 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€835,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,154/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,289/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,358/mo
Monthly payment
€3,857
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€584,500
Total interest€341,286
Loan amount
€584,500
Total interest
€341,286
Total payment
€925,786

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€835,000
No. 2979