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AI Summary

Luxurious 157 m² apartments in the prestigious Dukley Gardens complex on the Zavala peninsula, just 80 meters from the sea. The windows offer a breathtaking panoramic view of Budva, the Adriatic Sea, and St. Nicholas Island, while the thoughtful layout with two bedrooms and two bathrooms ensures maximum comfort. Fully furnished apartment in a closed, guarded complex with a swimming pool, gym, and reception — an ideal choice for living by the sea.

ApartmentsNo. 2982

Apartment in Budva No. 2982

Current as of November 9, 2026
Budva · Budva Riviera
€1,150,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
157 m²
Rooms
4
Bedrooms
2
Bathrooms
2
Year built
2015
To sea
80 m

Description

We offer for sale apartments with panoramic views of Budva, the sea, and St. Nicholas Island in the exclusive gated complex Dukley Gardens on the Zavala peninsula.

Main features:

  • Total area: 157 m²
  • 2 bedrooms, 2 bathrooms
  • View: panoramic — Budva, sea, St. Nicholas Island
  • Complex: Dukley Gardens (closed, guarded)

About the apartment

Apartments with an area of 157 m² featuring panoramic views of Budva, the Adriatic Sea, and St. Nicholas Island. Spacious layout, two bedrooms, and two bathrooms provide comfortable space for permanent residence or leisure.

About the Complex

Dukley Gardens is a premium gated residential complex located on the Zavala peninsula in Bečići:

  • 3 private beaches and a marina with capacity for 300 boats
  • Panoramic swimming pool
  • Fitness and wellness center
  • 6 restaurants and beach club
  • 24/7 concierge service
  • Round-the-clock security and video surveillance
  • Gated territory with secured parking

Location

  • ~400 m — VOLI supermarket
  • ~700 m — La Bocca restaurant
  • ~750 m — Sushi Time restaurant
  • ~1.5 km — Bečići beach

Investment Potential

Panoramic views of the sea, Budva, and St. Nicholas Island are among the most sought-after features in the premium rental segment. The first-line closed infrastructure and steady international demand make this property a reliable long-term asset.

Amenities

IntercomReceptionAlarm systemAir conditioningSea ViewMountain viewCity viewManagement companySwimming poolGymFully furnishedTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,150,000
Property transfer tax
€61,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €39,000 (6% × 650,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€62,684
Estimated costs to purchase the propertyTotal: €1,212,684

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea80 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 80 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,150,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€5,721/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€5,907/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€6,002/mo
Monthly payment
€5,313
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€805,000
Total interest€470,034
Loan amount
€805,000
Total interest
€470,034
Total payment
€1,275,034

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,150,000
No. 2982