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AI Summary

An exclusive penthouse of 572 m² in the prestigious Dukley Gardens complex on the first line from the sea — just 70 meters from the Běčići coastline. Three spacious bedrooms, fully furnished interiors, and a private rooftop terrace of 256 m² with panoramic views of the sea, mountains, and Budva make this offer one of the most prestigious on the Montenegrin coast.

ApartmentsNo. 2985

Apartment in Budva No. 2985

Current as of November 9, 2026
Budva · Budva Riviera
€4,725,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
572 m²
Rooms
4
Bedrooms
3
Bathrooms
3
Year built
2016
To sea
70 m

Description

We offer for sale an exclusive penthouse of 572 m² in the closed premium complex Dukley Gardens on the Zavala peninsula in Bečići. Three spacious bedrooms, three bathrooms and a private rooftop terrace of 256 m² with panoramic views of the sea, mountains and Budva — one of the most prestigious offerings on the Montenegrin coast.

Main features:

  • Total area: 572 m²
  • Living area: 316 m²
  • Rooftop terrace: 256 m²
  • Bedrooms: 3
  • Bathrooms: 3
  • Complex: Dukley Gardens, Bečići
  • Furnishing: fully furnished

About the penthouse:

A penthouse with 316 m² of living area and its own rooftop terrace of 256 m² — one of the most outstanding offerings in Dukley Gardens. Three bedrooms and three bathrooms provide comfort both for family living and for entertaining guests. The penthouse is fully furnished and ready to move in.

The rooftop terrace offers panoramic views of the Adriatic Sea, the picturesque mountains and the lights of Budva — a breathtaking picture at any time of day.

About the complex:

  • Closed guarded premium-class complex on the Zavala peninsula
  • 3 private beaches
  • Marina for 300 yachts
  • Panoramic swimming pool
  • Fitness and wellness center
  • 6 restaurants and beach club
  • 24/7 concierge service
  • 24/7 security
  • Guarded parking / valet service

Location:

  • ~400 m — VOLI supermarket
  • ~700 m — La Bocca restaurant
  • ~750 m — Sushi Time
  • ~1.5 km — Bečići beach
  • ~3 km — Budva centre

Investment potential:

A penthouse of this scale in a closed complex with its own beaches and marina is an exceptionally rare offering on the Montenegrin market. Properties of this class in Dukley Gardens practically never come onto the open market, which ensures stable growth in the asset's value. High rental demand in the summer season from an affluent clientele allows the penthouse to be considered a full-fledged income instrument.

Amenities

IntercomReceptionAlarm systemAir conditioningSea ViewMountain viewCity viewManagement companySwimming poolGymFully furnishedTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€4,725,000
Property transfer tax
€275,500
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €253,500 (6% × 4,225,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€280,944
Estimated costs to purchase the propertyTotal: €5,005,944

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea70 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 70 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€4,725,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€23,506/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€24,272/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€24,660/mo
Monthly payment
€21,828
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€3,307,500
Total interest€1,931,229
Loan amount
€3,307,500
Total interest
€1,931,229
Total payment
€5,238,729

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€4,725,000
No. 2985