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AI Summary

Luxurious 156 m² apartments in the prestigious Dukley Gardens complex on the first line of the sea, just 90 meters from the beach. A spacious terrace offers panoramic views of the Adriatic Sea, mountains, and city, while fully furnished interiors and premium-class infrastructure with a swimming pool and gym ensure top-level comfort. An ideal choice for those who appreciate privacy and a Mediterranean lifestyle.

ApartmentsNo. 2987

Apartment in Budva No. 2987

Current as of November 9, 2026
Budva · Budva Riviera
€1,260,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
156 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Year built
2016
To sea
90 m

Description

We offer for sale a 156 m² apartment in the exclusive gated complex Dukley Gardens on the Zavala peninsula in Bečići. Two bedrooms, two bathrooms, a spacious terrace, and panoramic views of the sea, mountains, and Budva.

Main features:

  • Area: 156 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • Terrace: spacious
  • Complex: Dukley Gardens, Bečići
  • Furnishing: fully furnished

About the apartment:

Spacious 156 m² apartment with two bedrooms and two bathrooms. The large terrace offers panoramic views of the Adriatic Sea, mountains, and Budva. The apartment is fully furnished and ready to move in.

About the complex:

  • Closed guarded premium-class complex on the Zavala peninsula
  • 3 private beaches
  • Marina for 300 yachts
  • Panoramic swimming pool
  • Fitness and wellness center
  • 6 restaurants and beach club
  • 24/7 concierge service
  • 24/7 security
  • Guarded parking / valet service

Location:

  • ~400 m — VOLI supermarket
  • ~700 m — La Bocca restaurant
  • ~750 m — Sushi Time
  • ~1.5 km — Bečići beach
  • ~3 km — Budva centre

Investment potential:

Apartments in Dukley Gardens — one of the few fully gated complexes in Montenegro with its own beaches and marina — consistently maintain and increase their value. High rental demand from premium audiences during the summer season makes the property attractive for generating rental income.

Amenities

IntercomReceptionAlarm systemAir conditioningSea ViewMountain viewCity viewManagement companySwimming poolGymFully furnishedTerraceFirst line

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,260,000
Property transfer tax
€67,600
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €45,600 (6% × 760,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€69,410
Estimated costs to purchase the propertyTotal: €1,329,410

Location

What's nearby

  • SchoolE-Gimnazija2.1 km
  • Kindergarten506 m
  • GroceriesBest453 m
  • PharmacyHerbora526 m
  • HospitalDom zdravlja1.8 km
  • RestaurantKey West Beach & Restaurant by Nikki Beach104 m
  • Bus stopZavala195 m
  • ATM718 m
  • AirportTivat Airport17.5 km
  • PortMarina Budva1.6 km
  • Sea90 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 90 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,260,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,268/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€6,473/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€6,576/mo
Monthly payment
€5,821
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€882,000
Total interest€514,994
Loan amount
€882,000
Total interest
€514,994
Total payment
€1,396,994

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,260,000
No. 2987