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AI Summary

Luxury apartment in Budva No. 2990 — an ideal choice for those who value comfort and proximity to the sea: only 290 meters to the coast with breathtaking views of the sea, mountains, and city. Spacious 77 m² with three bedrooms, two bathrooms, and a terrace will provide coziness for the whole family, while parking and elevator add convenience. A new building from 2026 located in the quiet Gosposhina district at the foot of the Old Town combines modernity and historical charm.

ApartmentsNo. 2990

Apartment in Budva No. 2990

Current as of November 12, 2026
Budva · Budva Riviera
€450,000
View: Sea view, Mountain view, City view

Details

Area
77 m²
Rooms
4
Bedrooms
3
Bathrooms
2
Floor
3/4
Year built
2026
Parking
Yes
To sea
290 m

Description

We offer for sale apartments in the Gošpoština area — one of the most picturesque and quiet places in Budva, located at the foot of the Old Town. The property is literally a few steps from the medieval walls and the famous Garden of Semiramis, with direct steps to the sea right from the building.

Main features:

  • Area: 77 m²
  • Terrace: 22 m²
  • Bedrooms: 3
  • Bathrooms: 2
  • View: of Budva's Old Town and the Garden of Semiramis
  • Garage: available for purchase separately — €40,000

About the apartment:

Three bedrooms and a 22 m² terrace with a view of the medieval walls of the Old Town and the famous Garden of Semiramis — a rare combination for Budva. Direct steps from the building to the sea are a special advantage found in only a handful of properties in this area.

Location:

  • - Direct steps to the sea from the building
  • ~200 m — VOLI supermarket
  • ~400 m — Budva Old Town
  • ~700 m — Mogren 2 beach

Investment potential:

Apartments with a view of the Old Town, direct access to the sea and three bedrooms in a central area of Budva — a rare combination for this location. High tourist traffic and proximity to the Old Town ensure stable demand for short-term rentals throughout the season.

Amenities

Air conditioningParkingSea ViewMountain viewCity viewElevatorTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€450,000
Property transfer tax
€19,500
€4,500 (3% × 150,000) + €15,000 (5% × 300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,461
Estimated costs to purchase the propertyTotal: €470,461

Location

What's nearby

  • SchoolAdriatic College211 m
  • KindergartenFiksiklub746 m
  • GroceriesVoli128 m
  • PharmacyMeditas400 m
  • HospitalDom zdravlja1.1 km
  • RestaurantPerla184 m
  • Bus stopBudva (centar)190 m
  • ATMCrnogorska Komercijalna Banka112 m
  • AirportTivat Airport16.4 km
  • PortMarina Budva440 m
  • Sea290 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 290 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,239/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,312/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,349/mo
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€450,000
No. 2990