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AI Summary

Luxurious penthouse of 116 m² with a roof terrace of 80 m² in Budva — an ideal combination of comfort and panoramic views of the sea, mountains, and city. Fully furnished property from 2020 with two bedrooms, two bathrooms, and parking, just 660 meters from the sea. Garage available for separate purchase for €45,000.

ApartmentsNo. 2992

Apartment in Budva No. 2992

Current as of November 12, 2026
Budva · Budva Riviera
€500,000
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
116 m²
Rooms
4
Bedrooms
2
Bathrooms
2
Floor
2/2
Year built
2020
Parking
Yes
To sea
660 m

Description

We offer for sale a penthouse of 116 m² with a roof terrace of 80 m² in Budva, on Svetostefanska Street. Two bedrooms, two bathrooms, fully furnished, panoramic views of the sea, mountains, and city. A garage is available for separate purchase.

Main features:

  • Area: 116 m²
  • Roof terrace: 80 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • View: panoramic — sea, mountains, city
  • Furnishing: fully furnished
  • Garage: available for separate purchase — €45,000

About the penthouse:

A penthouse with its own 80 m² roof terrace is a rare format in Budva. The terrace offers panoramic views of the Adriatic Sea, mountains, and the city lights. Two bedrooms and two bathrooms provide comfort for both family living and hosting guests. The penthouse is fully furnished and ready to move in.

Location:

  • ~100 m — Aroma Market
  • ~150 m — Megamarket
  • ~700 m — Old Town of Budva
  • ~1.2 km — Mogren Beach

Investment potential:

A penthouse with a panoramic roof terrace in the central district of Budva is a high-demand format for short-term rental during the tourist season. Proximity to the Old Town and developed infrastructure ensures stable occupancy of the property throughout the entire season.

Amenities

Air conditioningParkingSea ViewMountain viewCity viewFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€500,000
Property transfer tax
€22,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€23,008
Estimated costs to purchase the propertyTotal: €523,008

Location

What's nearby

  • SchoolAdriatic College551 m
  • KindergartenFiksiklub436 m
  • GroceriesMM Market159 m
  • PharmacyPopović402 m
  • HospitalDom zdravlja627 m
  • RestaurantTiffany50 m
  • Bus stop264 m
  • ATM142 m
  • AirportTivat Airport15.8 km
  • PortMarina Budva865 m
  • Sea660 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 660 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€500,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,487/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,568/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,610/mo
Monthly payment
€2,310
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€350,000
Total interest€204,363
Loan amount
€350,000
Total interest
€204,363
Total payment
€554,363

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€500,000
No. 2992