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AI Summary

A spacious 95 m² apartment with two cozy bedrooms is located just 100 meters from Budva's azure coastline. This stylish apartment features a bright living room and a well-designed kitchen, perfectly suited for comfortable living right by the sea. This exclusive offer combines a premium location and functionality, providing the ideal balance of relaxation and comfort.

ApartmentsNo. 1498

Apartment in Budva No. 1498

Budva · Budva Riviera, Budva, Montenegro
€342,000

Details

Area
95 m²
Bedrooms
2
Bathrooms
1
Parking
Yes
To sea
100 m
Price per m²
€3,600

Description

An excellent three-room apartment for sale in Budva with panoramic views of the sea, mountains, and city.
The total area of the apartment is 95 m2.
Apartment layout: living room combined with kitchen, 2 bedrooms, bathroom, and a large terrace with a mesmerizing view of the Adriatic coast and the city.
The apartment is fully furnished and equipped with all necessary household appliances.
Very convenient location. All necessary infrastructure is within walking distance.

Amenities

Air conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€342,000
Property transfer tax
€14,100
€4,500 (3% × 150,000) + €9,600 (5% × 192,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€14,935
Estimated costs to purchase the propertyTotal: €356,935

Location

What's nearby

  • SchoolE-Gimnazija235 m
  • KindergartenFiksiklub674 m
  • GroceriesCity83 m
  • PharmacyVilla290 m
  • HospitalDom zdravlja376 m
  • RestaurantHello Budva73 m
  • Bus stop300 m
  • ATM228 m
  • AirportTivat Airport15.5 km
  • PortMarina Budva1.3 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€342,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,701/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,757/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,785/mo
Monthly payment
€1,580
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€239,400
Total interest€139,784
Loan amount
€239,400
Total interest
€139,784
Total payment
€379,184

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€342,000
€3,600/m²No. 1498