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AI Summary

A spacious 176 m² apartment in Budva is the perfect combination of comfort and style for your family. It offers three cozy bedrooms, a magnificent view, as well as exclusive access to three swimming pools within the complex, just 2 km from the azure sea.

ApartmentsNo. 323

Apartment in Budva No. 323

Budva · Budva Riviera, Budva, Montenegro
€320,000
View: City view

Details

Area
176 m²
Bedrooms
3
Floor
3/?
Parking
Yes
To sea
2000 m
Price per m²
€1,818

Description

Spacious three-level apartment of 176 m2 in Lastva. The well-designed layout made it possible to accommodate in the apartment: a living room, kitchen, three bedrooms, two bathrooms, three terraces. The apartment is partially furnished. The complex has its own swimming pool and a secured territory. The distance to the sea is about 2 kilometers. There are shops and cafes nearby.

Amenities

City viewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€320,000
Property transfer tax
€13,000
€4,500 (3% × 150,000) + €8,500 (5% × 170,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,819
Estimated costs to purchase the propertyTotal: €333,819

Location

What's nearby

  • SchoolE-Gimnazija362 m
  • KindergartenFiksiklub455 m
  • Groceries104 m
  • PharmacyBenu116 m
  • HospitalDom zdravlja188 m
  • RestaurantMercur53 m
  • Bus stop183 m
  • ATM84 m
  • AirportTivat Airport15.7 km
  • PortMarina Budva1.1 km
  • Sea2.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 2000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€320,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,592/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,644/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,670/mo
Monthly payment
€1,478
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€224,000
Total interest€130,792
Loan amount
€224,000
Total interest
€130,792
Total payment
€354,792

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€320,000
€1,818/m²No. 323