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AI Summary

This stylish 95 m² apartment in the very heart of Budva will become your ideal place by the sea — just 50 meters from the beach! The spacious layout with two bright bedrooms and two bathrooms provides maximum comfort for living or relaxing, while the proximity to the coast turns every day into a holiday.

ApartmentsNo. 474

Apartment in Budva No. 474

Budva · Budva Riviera, Budva, Montenegro
€330,000
View: Sea view

Details

Area
95 m²
Bedrooms
2
Bathrooms
1
Floor
3/7
Year built
2012
Parking
Yes
To sea
50 m
Price per m²
€3,474

Description

Wonderful new 95 m2 apartment with two bedrooms in the TQ Plaza complex, Budva. Central location, with cafes and restaurants, shopping centers, and the Old Town nearby.
The apartment is fully furnished and equipped with everything necessary for living or renting out.
Layout: living room with kitchen, two bedrooms, and a bathroom. The apartment is located on the 3rd floor.
The sea is just a 3-minute walk away.
The apartment is sold with a rental business.
Estimated yield - 5% per year.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€330,000
Property transfer tax
€13,500
€4,500 (3% × 150,000) + €9,000 (5% × 180,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€14,335
Estimated costs to purchase the propertyTotal: €344,335

Location

What's nearby

  • SchoolE-Gimnazija412 m
  • KindergartenSmart-bee328 m
  • GroceriesMix Markt68 m
  • PharmacyMogren142 m
  • HospitalDom zdravlja126 m
  • RestaurantGrill Relax17 m
  • Bus stopCrvena zgrada268 m
  • ATM11 m
  • AirportTivat Airport15.9 km
  • PortMarina Budva1.1 km
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€330,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,642/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,695/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,722/mo
Monthly payment
€1,525
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€231,000
Total interest€134,879
Loan amount
€231,000
Total interest
€134,879
Total payment
€365,879

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€330,000
€3,474/m²No. 474