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AI Summary

A spacious 131 m² apartment in Budva is the ideal choice for a large family: it features three bright bedrooms, three balconies, and as many as three living rooms, creating a cozy living space. The property is located just 600 meters from the sea, offering the perfect balance between tranquility and proximity to the beaches and all the city’s infrastructure. This is an excellent offer for those who value comfort, scale, and a superb location at a price of 179,000 euros.

ApartmentsNo. 499

Apartment in Budva No. 499

Budva · Budva Riviera, Budva, Montenegro
€179,000
View: Sea view

Details

Area
131 m²
Bedrooms
3
Floor
4/?
Parking
Yes
To sea
600 m
Price per m²
€1,366

Description

Very spacious four-room apartment of 131 sq. m, in the center of Budva, in the Rozino area (bus station, health center) with three bedrooms and two bathrooms (guest bathroom and bathroom with bathtub). A bright and spacious living room combined with the kitchen area has 4 windows and access to a large terrace (13 sq. m). All bedrooms are separate. One of the bedrooms has access to the terrace. All rooms have oak parquet flooring, and the kitchen area and bathrooms have Italian tiles. In fact, the apartment has 150 sq. m. The staircase in the entrance hall is finished with ceramic tiles. The apartment has an intercom. The apartment is fully furnished. It is only a ten-minute walk along a street with completely flat terrain to a magnificent sandy-pebble beach. The living room and bedroom windows offer a partial sea and city view. The Old Town is 1500 m away, and nearby there is the MEGA supermarket, cafes, restaurants, and a clinic 200 m away.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€179,000
Property transfer tax
€5,950
€4,500 (3% × 150,000) + €1,450 (5% × 29,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€6,612
Estimated costs to purchase the propertyTotal: €185,612

Location

What's nearby

  • SchoolE-Gimnazija289 m
  • KindergartenFiksiklub559 m
  • Groceries41 m
  • PharmacyMoj Lab201 m
  • HospitalDom zdravlja272 m
  • RestaurantMari Pastry - Pastry shop & cafe53 m
  • Bus stop240 m
  • ATM147 m
  • AirportTivat Airport15.6 km
  • PortMarina Budva1.2 km
  • Sea600 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 600 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€179,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€890/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€920/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€934/mo
Monthly payment
€827
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€125,300
Total interest€73,162
Loan amount
€125,300
Total interest
€73,162
Total payment
€198,462

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€179,000
€1,366/m²No. 499