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AI Summary

A spacious 92 sq.m apartment in the very heart of Budva, located just 150 meters from the azure coastline. The apartment features two cozy bedrooms, two bright living rooms, and a sunny balcony — the perfect space for comfortable living or a profitable seaside investment priced at 321,335 EUR.

ApartmentsNo. 527

Apartment in Budva No. 527

Budva · Budva Riviera, Budva, Montenegro
€321,335
View: Sea view

Details

Area
92 m²
Bedrooms
2
Floor
4/?
Parking
Yes
To sea
150 m
Price per m²
€3,493

Description

Apartments with an area of 92 m2 in a modern multifunctional residential complex in the very center of Budva - the main tourist center of Montenegro.

The apartment has a spacious terrace offering views of the modern part of Budva, the sea, and St. Nicholas Island. The apartment consists of a spacious living room with a kitchen, 2 bedrooms, a bathroom, and a large terrace.

Central air conditioning and heating system, underfloor heating, high-speed internet, intercom, cable TV.


In the complex: 24-hour security, video surveillance, emergency fire alarm, underground parking.


Apartments for sale:


4th floor 1 bedroom 85 m2 319 300 euros,


4th floor 2 bedrooms 92 m2 323 330 euros,


5th floor 2 bedrooms 92 m2 324 825 euros,


5th floor 2 bedrooms 94 m2 343 340 euros,


5th floor 2 bedrooms 93 m2 327 880 euros,


8th floor studio 42 m2 116 400 euros,


8th floor 3 bedrooms 191 m2 1 000 000 euros,


8th floor 2 bedrooms 240 m2 1 299 000 euros,


8th floor 3 bedrooms 190 m2 1 009 000 euros.

Amenities

Sea ViewParking

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€321,335
Property transfer tax
€13,066.75
€4,500 (3% × 150,000) + €8,567 (5% × 171,335)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€13,886
Estimated costs to purchase the propertyTotal: €335,221

Location

What's nearby

  • SchoolE-Gimnazija528 m
  • KindergartenSmart-bee191 m
  • Groceries90 m
  • PharmacyBenu117 m
  • HospitalDom zdravlja246 m
  • RestaurantLa Terazza97 m
  • Bus stopCrvena zgrada272 m
  • ATM121 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva1.1 km
  • Sea150 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€321,335
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,599/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,651/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,677/mo
Monthly payment
€1,484
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€224,934
Total interest€131,338
Loan amount
€224,934
Total interest
€131,338
Total payment
€356,272

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€321,335
€3,493/m²No. 527