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AI Summary

A spacious three-room apartment with an area of 100 m² in a prestigious part of Budva, located just 150 meters from the azure sea. Bright and thoughtfully designed interiors with three cozy living rooms, four bedrooms, and two kitchens make it an ideal place for comfortable living or a profitable investment on the Montenegrin coast.

ApartmentsNo. 933

Apartment in Budva No. 933

Budva · Budva Riviera, Budva, Montenegro
€263,000
View: Sea view

Details

Area
100 m²
Bedrooms
3
Bathrooms
2
Floor
4/4
Parking
Yes
To sea
150 m
Price per m²
€2,630

Description

Real estate in Montenegro is popular, especially if it is an apartment on the endless sandy beaches of the Budva Riviera, one hundred and fifty meters from the sea. This is exactly the kind of home we offer you to purchase. Become a resident of one of the oldest cities and a popular resort on the Adriatic coast. A large (100 m2), spacious and bright apartment in Budva. On the top floor of a solid four-story building. From the height of the fourth floor, there is a beautiful view of the sea expanse, and you can get there by elevator. The apartment has a very convenient layout, three bedrooms and one living room, two bathrooms, a large kitchen, and a spacious terrace. High-quality utilities and room finishes. In addition, a garage can be purchased with this apartment.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€263,000
Property transfer tax
€10,150
€4,500 (3% × 150,000) + €5,650 (5% × 113,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€10,906
Estimated costs to purchase the propertyTotal: €273,906

Location

What's nearby

  • SchoolE-Gimnazija351 m
  • KindergartenFiksiklub439 m
  • Groceries137 m
  • PharmacyMoj Lab52 m
  • HospitalDom zdravlja112 m
  • RestaurantMercur49 m
  • Bus stop248 m
  • ATMLovćen35 m
  • AirportTivat Airport15.7 km
  • PortMarina Budva1.1 km
  • Sea150 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 150 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€263,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,308/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,351/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,373/mo
Monthly payment
€1,215
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€184,100
Total interest€107,495
Loan amount
€184,100
Total interest
€107,495
Total payment
€291,595

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€263,000
€2,630/m²No. 933