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AI Summary

An exclusive 156 m² apartment in the very heart of Budva, located just 5 meters from the azure sea. A spacious living room with panoramic views will be the perfect place to relax, while the proximity to the beach and premium comfort make this offer a gem of the Montenegrin coast.

No. 1781

Apartment in Dukley Gardens No. 1781

Budva · Budva Riviera, Budva, Budva Municipality, Montenegro
€1,250,000
View: Sea view

Details

Area
156 m²
Bedrooms
2
Bathrooms
2
Floor
2/4
Year built
2015
Parking
Yes
To sea
5 m
Price per m²
€8,013

Description

An apartment is offered for sale in the Dukley Gardens luxury residential complex on the Adriatic coast. This unique investment project includes 36 villas with apartments and developed infrastructure: a restaurant, bar, lounge area, infinity pool, a 5-star hotel with excellent service, several equipped beaches, including Moët & Chandon, a children's club, a secure gated territory with private parking - and all this surrounded by lush landscaped gardens with pine trees, cypresses, and olive groves. The entire complex is located on the Zavala peninsula, between the major coastal city of Budva and the popular resort of Bečići. Tivat Airport is only 30 minutes away by car.

A fully furnished and equipped apartment, with an area of 156 m2, is located in the first row of villas with immediate proximity to the sea and beach. The layout consists of a living room with a kitchen and dining area, two bedrooms, two bathrooms, and a terrace with a panoramic sea view and a view of the old town of Budva. The management company of the complex, in addition to high-level service and maintenance, offers apartment rental services with an annual return of 6%. This unique property, which currently has no equivalents on the Montenegrin coast, can become not only a luxurious and cozy home for a discerning client, but also generate annual income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,250,000
Property transfer tax
€67,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €45,000 (6% × 750,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€68,794
Estimated costs to purchase the propertyTotal: €1,318,794

Location

What's nearby

  • SchoolE-Gimnazija574 m
  • KindergartenSmart-bee295 m
  • GroceriesIDEA39 m
  • PharmacyBenu166 m
  • HospitalDom zdravlja189 m
  • RestaurantBucanero34 m
  • Bus stopCrvena zgrada130 m
  • ATM36 m
  • AirportTivat Airport16.0 km
  • PortMarina Budva938 m
  • Sea5 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,250,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,218/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€6,421/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€6,524/mo
Monthly payment
€5,775
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€875,000
Total interest€510,907
Loan amount
€875,000
Total interest
€510,907
Total payment
€1,385,907

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,250,000
€8,013/m²No. 1781