AI Summary

A spacious 107 m² apartment in Igalo is located just 50 meters from the azure sea. The bright and cozy interiors include three bedrooms, a living room, and a bathroom, while the terrace offers a beautiful view of the coastline. This is an ideal offer for comfortable living or a holiday in one of the coziest corners of Montenegro, priced at EUR 160,000.

SaleApartments#1376

Apartment in Igalo No. 1376

Igalo · Bay of Kotor, Igalo, Montenegro
160 000 €
View: Sea view

Details

Area
107 м²
Bedrooms
1
Bathrooms
1
Floor
1/2
Parking
Yes
To sea
50 m
Price per m²
1 495 €

Description

A two-bedroom apartment for sale in the northern district of the city of Herceg Novi, Igalo, near the border with Croatia. Just a five-minute walk to a magnificent sandy-pebble beach.

The total area of the apartment is 107 m2.

Apartment layout: living room combined with kitchen, bedroom, bathroom, and terrace.

The windows and terrace offer a beautiful view of the Adriatic Sea. Shops, restaurants, cafes, and a park are within walking distance.

The apartment is fully furnished.

Amenities

Sea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
160 000 €
Real estate transfer tax
5 000 €
4 500 € (3% × 150 000) + 500 € (5% × 10 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs5 628 €
Estimated costs to purchase the propertyTotal: 165 628 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€160,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€796/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€822/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€835/мес
Monthly payment
€739
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€112,000
Total interest€65,396
Loan amount
€112,000
Total interest
€65,396
Total payment
€177,396

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

160 000 €
1 495 €/m²№ 1376