AI Summary

A spacious and bright apartment of 120 m² in picturesque Kavač awaits its owners! You will be captivated by panoramic views, two cozy bedrooms, and a modern layout with three bathrooms, designed for your maximum comfort just 3 km from the sea. The perfect combination of privacy, style, and affordable luxury at a price of €275,000.

SaleApartments#668

Apartment in Kavač No.668

Kavac · Bay of Kotor, Kavač, Montenegro
275 000 €
View: Sea view

Details

Area
120 м²
Bedrooms
2
Bathrooms
2
Floor
2/4
To sea
3000 m
Price per m²
2 292 €

Description

Apartment in a villa complex in Tivat A spacious and eco-friendly luxury two-bedroom apartment is for sale in Tivat. The apartment is located on the second floor of a four-story building in the Kavac area, Tivat municipality. The apartment has a total area of 90 m2 plus a 30 m2 terrace, with two bedrooms, two bathrooms, and a living room with kitchen and dining area. The kitchen and bathroom are equipped with high-level electrical appliances and finished with excellent materials. The apartment features underfloor heating and cooling, and a state-of-the-art ventilation system with a heat exchanger. The terrace offers panoramic sea views. The apartment is fully furnished; the price includes furniture.

Amenities

Swimming poolSea ViewAir conditioningTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
275 000 €
Real estate transfer tax
10 750 €
4 500 € (3% × 150 000) + 6 250 € (5% × 125 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs11 504 €
Estimated costs to purchase the propertyTotal: 286 504 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€275,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,368/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,413/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,435/мес
Monthly payment
€1,270
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€192,500
Total interest€112,400
Loan amount
€192,500
Total interest
€112,400
Total payment
€304,900

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

275 000 €
2 292 €/m²№ 668