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AI Summary

A luxurious villa with an area of 500 sq. m is located in the prestigious Dobrota area, just 20 meters from the azure sea. Across three floors, there is a spacious living room, a modern kitchen, and three cozy bedrooms, complemented by exquisite interior design and panoramic views. This is a unique offer for those seeking maximum comfort and privacy in one of the most beautiful places in Montenegro.

VillasNo. 1865

Villa in Dobrota No. 1865

Dobrota · Bay of Kotor
€1,850,000
View: Sea view

Details

Area
500 m²
Bedrooms
3
Bathrooms
5
Parking
Yes
To sea
20 m
Price per m²
€3,700

Description

Property Description:

Three-story villa of veranda type, with descending terraces. At the moment, only the plumbing has been installed inside and the heating unit has been paid for. An interior finishing project is ready, according to which:

  • 1st floor - kitchen with a large living room, fireplace, toilet, and wardrobe
  • 2nd floor – 3 bedrooms, each with a separate bathroom/shower
  • 3rd floor – master large bedroom, bathroom, office, and open terrace

Features/Advantages:

  • Some plumbing fixtures are installed
  • 2 garages
  • Wine house on the property
  • Structure resistant to seismic activity

Description of the area and infrastructure:

  • The villa is located in the Dobrota area.
  • 5 minutes by car from Kotor.
  • 20 minutes by car to Perast.
  • Also in the immediate vicinity are the Bajova Kula beach club and oyster farms.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,850,000
Real estate transfer tax
€103,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €81,000 (6% × 1,350,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€105,405
Estimated costs to purchase the propertyTotal: €1,955,405

Location

What's nearby

  • GroceriesGrill Pekara AS620 m
  • PharmacyPharmacy "Dobrota"2.7 km
  • HospitalKotor Psychiatric Hospital2.1 km
  • RestaurantForza mare0 m
  • Bus stop683 m
  • ATM779 m
  • AirportTivat Airport7.1 km
  • PortKotor Cruise Pirs3.8 km
  • Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,850,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€9,203/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€9,503/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€9,655/mo
Monthly payment
€8,546
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€1,295,000
Total interest€756,142
Loan amount
€1,295,000
Total interest
€756,142
Total payment
€2,051,142

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,850,000
€3,700/m²No. 1865