Exterior facade of a multi-story stone house with garage doors set against a mountain backdrop.

Exterior of a two-story stone house with a patio and tall cypress tree against a mountain backdrop.

View of a red tiled roof, stone wall, garden pathways, and green landscaping outside.

Stone staircase and retaining walls on a hillside with greenery, trees, and mountains in the background.

View of a terrace with stairs, stone walls, trees, and a mountain landscape in the background.

Stone corridor with a blue door and window leading to a view of water and trees.

Modern living and dining area with marble floors, wooden table, white chairs, and sofa in background.

View of a house with red tile roof, ornate iron fence, and mountains by the water.

Building facade with light stone cladding, white window frames, and a paved outdoor terrace under the sky.

Unfinished room with concrete walls and large windows overlooking water. Electrical wires visible on the floor.

View of a house with red tile roof, ornate iron gate and fence, with mountains and water in background.

Bright blue paneled wooden door with a metal handle and keys, set within a light-colored exterior wall frame.

Blue wooden door set in a light stone wall, framed by green tree branches and leafy foliage outdoors.

Stone waterfront with a concrete swimming platform overlooking the sea and mountains.

Unfinished room with concrete walls and large windows overlooking water. Prepared for finishing.

View of a house with red roof, ornate iron gate and fence, overlooking the sea and mountains.

Exterior view of a house with a red tile roof and terracotta walls, surrounded by trees near water and mountains.

Seascape with a stone embankment, mountains, and a village across the water under a clear blue sky.

Unfinished room with bare concrete walls and floor, glass door leads to a waterfront view.

Building facade with light stone, white windows, and a paved terrace next to a tree.

View of the sea and mountains through an ornate iron gate in a stone wall under tree branches.

Unfinished room in rough finish stage with concrete walls, door openings, and exposed electrical wiring.

Unfinished room with concrete walls, exposed wiring, and large glass doors leading to a terrace.

Unfinished interior with bare concrete walls, doorways, a window, and exposed wiring.

Modern bedroom featuring a large bed, shaggy rug, and circular ceiling light fixture.

Beige sofa with cushions and blanket, wooden wall art, side table with tea under a lamp.

Modern bedroom featuring a large bed, built-in bookshelves, and a scenic water view through a large window.

Modern bedroom featuring a large bed, built-in wardrobe, and wooden bookshelves against beige walls.

Steaming glass teapot and lemon on a side table with a bed and built-in bookshelves in the background.

Modern bedroom featuring a bed, sofa, shag rug, large plant, and floor-to-ceiling windows overlooking water.

Modern living room featuring a fireplace, grey sofa, wood coffee table, and stone accent wall.

Living room featuring a stone fireplace, grey sofa, wood slice table, and TV.

Living room featuring a stone fireplace, wood slab coffee table, and TV unit.

Modern kitchen featuring wood cabinets, a central island, stainless steel fridge, and pendant lights.

Modern bedroom featuring a mint green bed and bold patterned wallpaper with wooden pendant light.

Home office area featuring a red chair, white geometric cabinet, and laptop on a wooden desk against a mint wall.

Modern bedroom featuring a mint-colored bed, white wardrobe, and bold floral patterned wallpaper.

White lounge chair with ottoman, tripod floor lamp, and bed edge on teal wall.

Modern dining area featuring a wooden table and white chairs with an open kitchen in the background.

Bright open-plan space featuring a wooden dining table with white chairs and an adjacent living area with a grey sofa visible in the background.

Wooden table with striped mugs and a book; a kitchen with pendant lights is visible in the blurred background.

Bright living area featuring a wooden dining table, modern chairs, and a visible sofa in the adjacent space.

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AI Summary

A luxurious villa with an area of 500 sq. m is located in the prestigious Dobrota area, just 20 meters from the azure sea. Across three floors, there is a spacious living room, a modern kitchen, and three cozy bedrooms, complemented by exquisite interior design and panoramic views. This is a unique offer for those seeking maximum comfort and privacy in one of the most beautiful places in Montenegro.

VillasNo. 1865

Villa in Dobrota No. 1865

Dobrota · Bay of Kotor

€1,850,000

View: Sea view

Details

Area

500 m²

Bedrooms

Bathrooms

Parking

Yes

To sea

20 m

Price per m²

€3,700

Description

Property Description:

Three-story villa of veranda type, with descending terraces. At the moment, only the plumbing has been installed inside and the heating unit has been paid for. An interior finishing project is ready, according to which:

1st floor - kitchen with a large living room, fireplace, toilet, and wardrobe
2nd floor – 3 bedrooms, each with a separate bathroom/shower
3rd floor – master large bedroom, bathroom, office, and open terrace

Features/Advantages:

Some plumbing fixtures are installed
2 garages
Wine house on the property
Structure resistant to seismic activity

Description of the area and infrastructure:

The villa is located in the Dobrota area.
5 minutes by car from Kotor.
20 minutes by car to Perast.
Also in the immediate vicinity are the Bajova Kula beach club and oyster farms.

Amenities

Sea View Parking First line Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €1,850,000
Property transfer tax: €103,000
Notary fees: €2,423.63

Possible additional costs (not in the total)

Government fees

Cadastre registration of title (state fee)from €30
Title sheets (listovi) for the dealfrom €7

Total required costs€105,424

Estimated costs to purchase the propertyTotal: €1,955,424

Location

What's nearby

GroceriesGrill Pekara AS620 m
PharmacyPharmacy "Dobrota"2.7 km
HospitalKotor Psychiatric Hospital2.1 km
RestaurantForza mare0 m
Bus stop683 m
ATM779 m
AirportTivat Airport7.1 km
PortKotor Cruise Pirs3.8 km
Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 20 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Villas

Villa in Dobrota No. 1865

Dobrota · Bay of Kotor

€1,850,000

€3,700/m²No. 1865

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€1,850,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€9,203/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€9,503/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€9,655/mo

Monthly payment

€8,546

Over 240 months · at 5.0% p.a.

Loan amount€1,295,000

Total interest€756,142

Loan amount

€1,295,000

Total interest

€756,142

Total payment

€2,051,142

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€1,850,000

€3,700/m²No. 1865