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A cozy studio apartment in a prestigious residential complex in Kotor is located just 100 meters from the azure coastline. This is an ideal option for comfortable living or a profitable investment: a stylish space with a functional kitchen and a well-thought-out layout is filled with light and sea breeze.

ApartmentsNo. 2547

Apartment in Kotor No. 2547

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
€146,046
View: Mountain view

Details

Area
33 m²
Rooms
1
Bedrooms
0
Bathrooms
1
Year built
2023
Parking
Yes
To sea
100 m
Price per m²
€4,426
The House Montenegro
Part of projectResidential complex

The House Montenegro

Kotor
10 units in the project
Open
Inside the project

Description

We present an exclusive studio in a new residential complex in one of the most promising areas of the Bay of Kotor. This is the ideal solution for those looking forreal estate in Montenegrofor living, vacation, or investment with high returns.

Modern architecture, high-quality finishes, and panoramic mountain views create an atmosphere of comfort and privacy combined with proximity to key coastal locations.

The apartments are offered fully finished on a turnkey basis, using high-quality European materials and equipment from leading brands.

Main advantages:

  • Panoramic views of Montenegro’s mountain ranges
  • Modern finishing
  • Underfloor heating system throughout the entire area
  • Villeroy & Boch sanitary ware
  • Bosch kitchen appliances
  • Functional layout with clear zoning

Thanks to the well-thought-out organization of space, the studio is harmoniously divided into a relaxation area and a kitchen-dining area, making it convenient both for permanent living and for short-term rental.

The underfloor heating system ensures comfort at any time of year, which is especially important when buying an apartment in Montenegro for year-round use.

The complex is located near key points of the Bay of Kotor:

  • Old Town Kotor (UNESCO) — 4 km (~7 minutes)
  • Tivat and Porto Montenegro — 7 km (~10–12 minutes)
  • Tivat International Airport — 3.5 km (~6 minutes)
  • Beaches of the Bay of Kotor and Luštica — 10–15 minutes
  • Voli and HDL Laković hypermarkets — up to 5 minutes
  • International schools — in the immediate vicinity

Such a location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has high income potential:

  • short-term rental during the tourist season
  • long-term rental for residents and employees of international companies
  • capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

Mountain viewIntercomAir conditioningFully furnishedParkingReceptionTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€146,046
Real estate transfer tax
€4,381
€4,381 (3% × 146,046)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€4,994
Estimated costs to purchase the propertyTotal: €151,040

Location

What's nearby

  • SchoolGradska Muzika Kotor1.2 km
  • Kindergarten1.4 km
  • GroceriesFranca458 m
  • PharmacyApoteka Tea Medica 28875 m
  • HospitalOpšta bolnica Kotor413 m
  • RestaurantBahus491 m
  • Bus stop470 m
  • ATM570 m
  • AirportTivat Airport3.3 km
  • PortKotor Cruise Pirs1.0 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€146,046
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€727/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€750/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€762/mo
Monthly payment
€675
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€102,232
Total interest€59,693
Loan amount
€102,232
Total interest
€59,693
Total payment
€161,925

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€146,046
€4,426/m²No. 2547