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AI Summary

A luxurious 198 m² residence in an elite residential complex in Kotor is located just 100 meters from the azure sea. The spacious layout with four bedrooms, six bathrooms, and panoramic balconies perfectly combines comfort, style, and an exclusive coastal location.

Sale Apartments#2548

Apartment in Kotor No. 2548

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

648 117 €

View: Sea view, Mountain view

Details

Area

198 м²

Rooms

Bedrooms

Bathrooms

Floor

2/4

Year built

2023

Parking

Yes

To sea

100 m

Price per m²

3 273 €

Part of projectЖилой комплекс

The House Montenegro

Kotor

10 объектов в комплексе

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Атмосфера комплекса

Description

We present to your attention a spacious 198 m² apartment designed for those seeking comfort for a large family, surrounded by nature and panoramic views of the Bay of Kotor.

Interior and layout solutions:

Layout:3 separate bedrooms + a separate office (easily convertible into a 4th bedroom)
Style:Premium Scandinavian minimalism. Light tones, an abundance of natural wood and stone create an atmosphere of calm and purity
Living Area:A huge living room with floor-to-ceiling panoramic glazing. Dining area with a large table for 6 people
Kitchen:A concise built-in kitchen equipped with a full set of appliances (including a dishwasher), concealed behind facades made of natural materials.
Master & Kids rooms:Cozy bedrooms with access to terraces. Bathrooms are finished with natural stone and fitted with premium sanitary ware.

Intelligent comfort:

Underfloor heating throughout.
Electric blinds
High-speed fiber-optic internet
Furnished terrace

The complex is located close to key points of the Bay of Kotor:

Old Town Kotor (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

The proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

short-term rental during the tourist season
long-term rental for residents and employees of international companies
capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor demonstrates steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City view Mountain view Sea View Intercom Air conditioning Elevator Furnished - partially Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 648 117 €
Real estate transfer tax: 30 887 €
Notary fees: 1 147 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs32 034 €

Estimated costs to purchase the propertyTotal: 680 151 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Apartments

Apartment in Kotor No. 2548

Kotor · Bay of Kotor

648 117 €

3 273 €/m²№ 2548

Aleksandra Shapoval

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€648,117

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€3,224/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€3,329/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€3,383/мес

Monthly payment

€2,994

Over 240 months · at 5.0% p.a.

Loan amount€453,682

Total interest€264,902

Loan amount

€453,682

Total interest

€264,902

Total payment

€718,584

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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648 117 €

3 273 €/m²№ 2548